1957 S Smith Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 1957 S Smith Rd, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1978
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jan 2025)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12002330005100`

Property Details

APN / Parcel Number

Primary APN	`12002330005100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	55,757 sqft (1.28 acres)
Garage Area	1,684 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1957 S SMITH RD
City	EATON RAPIDS
State	MI
Zip	48827-8319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM 175 FT N OF SW CORNER SEC. 23, N 207.33 FT. E 270 FT, S 207.33 FT, W 270 FT TO BEG. SEC 23 T2N R3W EATON RAPIDS TWP 1975
Legal Range	03W
Legal Township	02N
Legal Section	23
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2032
Census Tract	21201

Owner

1957 S Smith Rd is owned and occupied by two individuals who bought it in January 2025.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1957 S SMITH RD, EATON RAPIDS, MI 48827-8319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2022	Intrafamily Transfer, Transfer
Oct 4, 2022	Intrafamily Transfer, Transfer
Jul 25, 2017	Intrafamily Transfer, Transfer BELL TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Jan 9, 2025 · Amount on File
Deed Book / Page	3122 / 1216
Prior Transfer Date	Mar 22, 2022
Prior Transfer Doc	002994/287
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	1957 S SMITH RD, EATON RAPIDS, MI 48827-8319
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 S SMITH RD, EATON RAPIDS, MI 48827-8319

Mortgage

Document Number	003172/578
Date	Jan 5, 2026
Book Page	3172/578

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Apr 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Mar 29, 2022
Property Address	1957 S SMITH RD, EATON RAPIDS, MI 48827-8319
Document Number	002994/287
Book / Page	2994 / 287
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2831 ARCH RD, EATON RAPIDS, MI 48827-9218

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Oct 4, 2022
Property Address	1957 S SMITH RD, EATON RAPIDS, MI 48827-8319
Document Number	003023/299
Book / Page	3023 / 299
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2831 ARCH RD, 2831, EATON RAPIDS, MI 48827-9218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 S SMITH RD, EATON RAPIDS, MI 48827-8319

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jul 25, 2017
Property Address	1957 S SMITH RD, EATON RAPIDS, MI 48827-8319
Document Number	2690/1264
Book / Page	2690 / 1264
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,066.40
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8, EATON RAPIDS, MI 48827-0008

Tax Assessment & Valuation

The 2025 property tax bill for 1957 S Smith Rd was $3,504 with a homeowner's exemption, up 26.8% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Rapids Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,000 (+5.26%)	$231,736 (-) Land $31,260 Building $200,476
2025	$3,504.00 (+26.77%) Homeowner's exemption	$115,900	$231,736 Land $31,260 Building $200,476
2024	$2,764.00
2023		$100,200	$200,400
2022	$2,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1957 S Smith Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1982–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1957 S Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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