226 Walnut St, Elko, NV 89801 Property Records

Elko County property record for 226 Walnut St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,069 sqft · built 1959
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2025)
Tax Bill	$927 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-014-002`

Property Details

APN / Parcel Number

Primary APN	`001-014-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,069 sqft Living Area
Gross Area	1,573 sqft

Exterior

Year Built	Built 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,011 sqft (0.137 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	226 WALNUT ST
City	ELKO
State	NV
Zip	89801-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO HEIGHTS SUB UNIT NO 2 FILE 14530
Legal Subdivision	ELKO HEIGHTS SUB NO 2
Legal Block	A
Legal Lot Number	2
Legal Unit	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1024
Census Tract	950900

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 WALNUT ST, ELKO, NV 89801-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 28, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORP
May 3, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	850365
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	226 WALNUT ST, ELKO, NV 89801-2832
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WALNUT ST, ELKO, NV 89801-2832

Mortgage

Document Number	0000828393
Date	Nov 2, 2023
Instrument	828393

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jul 1, 2049

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 28, 2019
Property Address	226 WALNUT ST, ELKO, NV 89801-2832
Document Number	0000756106
Instrument Date	Jun 17, 2019
Instrument	756106
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$877.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4338 EL DORADO DR, 4338, ELKO, NV 89801-1626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WALNUT ST, ELKO, NV 89801-2832

Mortgage

Document Number	0000756107
Date	Jun 28, 2019
Instrument	756107

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000756108
Date	Jun 28, 2019
Instrument	756108

Lender

Name	NEVADA RURAL HOUSING AUTHORITY
Type	Government Agency
Address	CARSON CITY, NV 89701

Agreement

Amount	Amount Recorded

May 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 3, 2018
Property Address	226 WALNUT ST, ELKO, NV 89801-2832
Document Number	0000740357
Instrument Date	Apr 6, 2018
Instrument	740357
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WALNUT ST, ELKO, NV 89801-2832

Mortgage

Document Number	0000740358
Date	May 3, 2018
Instrument	740358

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00 (+18.54%)	$32,416 (+44.21%) Land $15,050 Building $17,366	$92,617 (+44.21%) Land $43,000 Building $49,617
2023	$782.00 (+8.01%)	$22,478 (+13.89%) Land $6,615 Building $15,863	$64,223 (+13.89%) Land $18,900 Building $45,323
2022	$724.00	$19,736 Land $6,615 Building $13,121	$56,389 Land $18,900 Building $37,489

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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