198 Walnut St, Elko, NV 89801 Property Records

Elko County property record for 198 Walnut St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,663 sqft · built 1959
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$349,500 (May 2025)
Tax Bill	$1,067 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-013-011`

Property Details

APN / Parcel Number

Primary APN	`001-013-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	1,663 sqft
Interior Walls	Concrete

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Detached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	198 WALNUT ST
City	ELKO
State	NV
Zip	89801-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	WALNUT ST
Legal Subdivision	ELKO HEIGHTS SUB NO 2
Legal Block	B
Legal Lot Number	1
Legal Unit	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1034
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 WALNUT ST, ELKO, NV 89801-2830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 11, 2022	Affidavit of Death of Joint Tenant, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV
Aug 5, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 9, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	2025850123
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	0000800113
Record Updated	Oct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 11, 2022
Property Address	198 WALNUT ST, ELKO, NV 89801-2830
Document Number	0000800114
Instrument Date	Dec 28, 2021
Instrument	800114
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 WALNUT ST, ELKO, NV 89801-2830

Mortgage

Document Number	0000800115
Date	Jan 11, 2022
Instrument	800115

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKO NV
Recording Date	Jan 11, 2022
Property Address	198 WALNUT ST, ELKO, NV 89801-2830
Document Number	0000800113
Instrument Date	Dec 28, 2021
Instrument	800113
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Aug 5, 2021
Property Address	198 WALNUT ST, ELKO, NV 89801-2830
Document Number	0000792470
Instrument Date	Aug 2, 2021
Instrument	792470
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,111.50
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	543 CHARLWOOD CT, 543, SPRING CREEK, NV 89815-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	198 WALNUT ST, ELKO, NV 89801-2830

Mortgage

Document Number	0000792471
Date	Aug 5, 2021
Instrument	792471

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000792472
Date	Aug 5, 2021
Instrument	792472

Lender

Name	NEVADA RURAL HOUSING AUTHORITY
Type	Government Agency
Address	CARSON CITY, NV 89701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ELKO NV
Recording Date	Apr 9, 2021
Property Address	198 WALNUT ST, ELKO, NV 89801-2830
Document Number	0000785314
Instrument Date	Mar 20, 2021
Instrument	785314
Transaction Type	Foreclosure
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Tax	$664.95
Amount Accuracy	Full Amount Stated
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 CHARLWOOD COURT, 89813

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,067.00 (+3.09%)	$39,941 (-0.37%) Land $15,050 Building $24,891	$114,117 (-0.37%) Land $43,000 Building $71,117
2025	$1,035.00 (+2.88%)	$40,088 (+38.41%) Land $15,050 Building $25,038	$114,537 (+38.41%) Land $43,000 Building $71,537
2024	$1,006.00 (+9.71%)
2023	$917.00 (+3.03%)	$28,964 (+14.08%) Land $6,615 Building $22,349	$82,754 (+14.08%) Land $18,900 Building $63,854
2022	$890.00	$25,389 Land $6,615 Building $18,774	$72,540 Land $18,900 Building $53,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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