San Diego County property record for 226 Sawday Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 1974 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,500 (Oct 2002) |
| Tax Bill | $4,582 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-160-63-00 |
| Primary APN | 282-160-63-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 226 SAWDAY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM01437 |
| Legal Subdivision | P1437 |
| Legal Tract | 1437 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20805 |
226 Sawday Rd is owned and occupied by an individual who bought it in October 2002.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 SAWDAY RD, RAMONA, CA 92065-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2002 · Amount on File |
| Deed Sale | Oct 28, 2002 · Amount on File |
| Prior Sale | Jan 11, 1999 · Amount on File |
| Deed Document Number | 2002950465 |
| Prior Transfer Date | Jun 10, 1994 |
| Prior Transfer Doc | 0000384120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 1, 2026 |
| Property Address | 226 SAWDAY RD, RAMONA, CA 92065-3860 |
| Document Number | 0000189082 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026189082 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 226 SAWDAY RD, RAMONA, CA 92065-3860 |
| Document Number | 0000189082, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026189082 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 226 Sawday Rd was $4,582 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $427,642 (+2%) Land $147,716 Building $279,926 | |
| 2025 | $4,582.00 Homeowner's exemption | $419,258 Land $144,820 Building $274,438 |
| 2023 | $4,208.00 (-2.86%) Homeowner's exemption | $402,980 Land $139,198 Building $263,782 |
| 2022 | $4,332.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 226 Sawday Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 15 (1980–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Sawday Rd is high, ranking above 84% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: T-Mobile.
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