217 Sawday Rd, Ramona, CA 92065 Property Records

San Diego County property record for 217 Sawday Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1973
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$529,000 (Sep 2017)
Tax Bill	$6,515 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-160-30-00`

Property Details

APN / Parcel Number

Primary APN	`282-160-30-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,916 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	217 SAWDAY RD
City	RAMONA
State	CA
Zip	92065-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 20-13-1E POR TR 000863
Legal Range	01E
Legal Township	13
Legal Section	20
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2037
Census Tract	20805

Owner

217 Sawday Rd is owned and occupied by two individuals who bought it in September 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 SAWDAY RD, RAMONA, CA 92065-3861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Sep 6, 2017	Grant Deed, Transfer · VA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Aug 14, 2015
Deed Document Number	2017407050
Prior Transfer Date	Aug 7, 2015
Prior Transfer Doc	0000431024
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	217 SAWDAY RD, RAMONA, CA 92065-3861
Document Number	0000499890
Instrument Date	Nov 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SAWDAY RD RAMONA CA 920653861, RAMONA, CA 92065-3861

Mortgage

Document Number	0000499890
Date	Dec 5, 2018
Instrument	499890

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2017
Property Address	217 SAWDAY RD, RAMONA, CA 92065-3861
Document Number	0000407050
Instrument Date	Jul 26, 2017
Instrument	407050
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	217 SAWDAY RD RAMONA CA 920653861, RAMONA, CA 92065-3861

Mortgage

Document Number	407051
Date	Sep 6, 2017
Instrument	407051

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 217 Sawday Rd was $6,515 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$613,943 (+2%) Land $261,129 Building $352,814
2025	$6,515.00 Homeowner's exemption	$601,906 Land $256,009 Building $345,897
2023	$6,061.00 (-1.58%) Homeowner's exemption	$578,535 Land $246,069 Building $332,466
2022	$6,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 217 Sawday Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Sawday Rd is high, ranking above 78% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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