226 S Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 226 S Prospect St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Feb 2003)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-15-313-018`

Property Details

APN / Parcel Number

Primary APN	`05-15-313-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	14.8 ft deep x 3.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 S PROSPECT ST
City	WHEATON
State	IL
Zip	60187-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC INTOSH LORRAINE RD SUB EX N 20 FT /MEAS ALG E & W LNS/
Legal Subdivision	MC INTOSH LORRAINE RD SUB
Legal Block	9
Legal Lot Number	5
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2002
Census Tract	842400

Owner

226 S Prospect St is owned and occupied by an individual who bought it in February 2003.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	226 S PROSPECT ST, WHEATON, IL 60187-5906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2003 · Amount on File
Deed Sale	Feb 7, 2003 · Amount on File
Deed Document Number	200350341
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	226 S PROSPECT ST, WHEATON, IL 60187-5906
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075574
Date	Aug 29, 2019
Instrument	R2019-075574

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	226 S PROSPECT ST, WHEATON, IL 60187-5906
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047436
Date	May 13, 2020
Instrument	R2020-047436

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	226 S PROSPECT ST, WHEATON, IL 60187-5906
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051833
Date	Apr 1, 2021
Instrument	R2021-051833

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLACKSTONE, IL 61313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 226 S Prospect St was $1,385.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,385.00	$22,871 Land $22,871	$68,613 Land $68,613
2022	$1,270.00	$18,350 Land $18,350	$55,050 Land $55,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 226 S Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 226 S Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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