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207 S Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 207 S Prospect St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,514 sqft · built 1927
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Apr 2020)
Tax Bill$7,227 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-15-314-031

Property Details

APN / Parcel Number

Primary APN05-15-314-031

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,514 sqft Living Area
1st Floor Area1,257 sqft
Basement Area1,257 sqft
Finished Basement1,257 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions15.8 ft deep x 5.2 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address207 S PROSPECT ST
CityWHEATON
StateIL
Zip60187-5905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN
Legal DescriptionMC INTOSH LORRAINE RD SUB /EX PRT LTS 17 & 18 LYG N OF A LN DRAWN FROM A PT ON W LN LT 17 3 FT S NW COR TO A PT ON E LN LT 18 3 FT N SW COR/
Legal SubdivisionMC INTOSH LORRAINE RD SUB
Legal Lot Number17,18
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2001
Census Tract842400

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address207 S PROSPECT ST, WHEATON, IL 60187-5905
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2020 · Amount on Record
Deed SaleApr 16, 2020 · Amount on Record
Prior SaleJul 13, 1999 · Amount on Record
Deed Document Number202036704
Prior Transfer DateMay 18, 2005
Prior Transfer Doc0000113610
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateApr 16, 2020
Property Address207 S PROSPECT ST, WHEATON, IL 60187-5905
Document Number0000036704
Map ReferenceDOC 202765
Instrument DateApr 3, 2020
InstrumentR2020-036704
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address207 S PROSPECT ST, WHEATON, IL 60187-5905

Mortgage

Document Number0000036705
DateApr 16, 2020
InstrumentR2020-036705
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,227.00 (+8.58%)$127,317 (+24.67%) Land $33,818 Building $93,499$381,951 (+24.67%) Land $101,454 Building $280,497
2022$6,656.00 Homeowner's exemption$102,120 Land $27,130 Building $74,990$306,360 Land $81,390 Building $224,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Verizon.

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