226 Raphael Rd, Madison, AL 35757 Property Records

Madison County property record for 226 Raphael Rd, Madison, AL 35757

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,149 sqft · built 2002
Lot Size1.23 acres (53,653 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Mar 2017)
Tax Bill$1,927 (2026)
Deeds & MortgagesMay 2021 Line of Credit
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-08-34-0-001-008.019

Property Details

APN / Parcel Number

Primary APN06-08-34-0-001-008.019
Alternative APN
  • 445229

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,149 sqft Living Area
1st Floor Area2,149 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area53,653 sqft (1.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number445229
Street Address226 RAPHAEL RD
CityMADISON
StateAL
Zip35757-8901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 THE RIDGE PH I PB 41 PG 44
Legal Range02W
Legal Township02S
Legal Section34
Legal SubdivisionTHE RIDGE PH I
Legal Lot Number20
JurisdictionMADISON AL
Township / Civil DivisionHUNTSVILLE
Census Block Group2
Census Block2000
Census Tract10504

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address226 RAPHAEL RD, MADISON, AL 35757-8901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Line of Credit
REDSTONE FCU
Mar 7, 2017Warranty Deed, Transfer · Conventional with PMI
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2017 · Amount on Record
Deed SaleMar 7, 2017 · Amount on Record
Deed Document Number2017124980
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address226 RAPHAEL RD, MADISON, AL 35757-8901
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100042811
DateMay 25, 2021
Instrument2021-00042811
Lender
NameREDSTONE FCU
TypeCredit Union
AddressHUNTSVILLE, AL 35893
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 24, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateMar 7, 2017
Property Address226 RAPHAEL RD, MADISON, AL 35757-8901
Document Number0000124980
Instrument DateMar 2, 2017
Instrument124980
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address226 RAPHAEL RD MADISON AL 357578901, MADISON, AL 35757-8901

Mortgage

Document Number124990
DateMar 7, 2017
Instrument124990
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 6, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,927.00 (+1.47%)
2025$1,899.00 (+10.79%) Homeowner's exemption$54,100 (+10.32%) Land $9,200 Building $44,900$541,000 (+10.34%) Land $92,000 Building $449,000
2023$1,714.00 (+12.54%) Homeowner's exemption$49,040 (+11.91%) Land $9,200 Building $39,840$490,300 (+11.89%) Land $92,000 Building $398,300
2022$1,523.00 Homeowner's exemption$43,820 Land $9,200 Building $34,620$438,200 Land $92,000 Building $346,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON COUNTY WATER DEPARTMENT
serves 119,100 people · EPA ID AL0000888
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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