Madison County property record for 217 Raphael Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,215 sqft · built 2005 |
| Lot Size | 0.998 acres (43,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $815,000 (Sep 2026) |
| Tax Bill | $3,277 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-08-34-0-001-008.028 |
| Primary APN | 06-08-34-0-001-008.028 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,215 sqft Living Area |
| 1st Floor Area | 3,215 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,499 sqft (0.998 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 579841 |
|---|---|
| Street Address | 217 RAPHAEL RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 THE RIDGE PH I PB 41 PG 44 |
| Legal Subdivision | THE RIDGE PH I |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10504 |
Source: Madison County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage REDSTONE FEDERAL CREDIT UNION |
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION |
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Sep 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 45119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 29, 2026 |
| Property Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Document Number | 2026045119 |
| Book / Page | 2026 / 45119 |
| Instrument Date | Sep 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,315.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Document Number | 2026211568, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 2026/211568 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 30, 2026 |
| Property Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Document Number | 2026141217 |
| Book / Page | 2026 / 141217 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Investor | Possibly a Property Investor |
| Document Number | 2026141217, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 2026/141217 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 11, 2026 |
| Property Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Document Number | 2026127123 |
| Book / Page | 2026 / 127123 |
| Instrument Date | Jun 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Investor | Possibly a Property Investor |
| Document Number | 2026127123, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 2026/127123 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000028379 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-00028379 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 16, 2021 |
| Property Address | 217 RAPHAEL RD, MADISON, AL 35757-8902 |
| Document Number | 0000076818 |
| Map Reference | MB 41 PG 44 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021-00076818 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 BALCH RD, MADISON, AL 35757-6361 |
| Name | Verified Name |
|---|---|
| Address | 124 HUSTON CT, HUNTSVILLE, AL 35806-4254 |
| Document Number | 0000076819 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021-00076819 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 0000076820 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021-00076820 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,277.00 (+11.69%) Homeowner's exemption | $91,820 (+11.38%) Land $8,800 Building $83,020 | $918,200 (+11.39%) Land $88,000 Building $830,200 |
| 2023 | $2,934.00 (-46.5%) Homeowner's exemption | $82,440 (-45.66%) Land $8,800 Building $73,640 | $824,300 (+8.68%) Land $88,000 Building $736,300 |
| 2022 | $5,484.00 | $151,700 Land $17,600 Building $134,100 | $758,500 Land $88,000 Building $670,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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