San Luis Obispo County property record for 226 Pacific St, Morro Bay, CA 93442 · Last verified October 2025
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1939 |
| Square Footage | 1,408 sqft Total Area |
| Lot Size | 9,000 sqft (0.206 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $895,000 (2020) |
| Tax Bill | $4,446.00 (2025) |
| Primary APN | 066-301-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,408 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1939 |
|---|---|
| Construction Type | Wood Construction |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Lot Area | 9,000 sqft (0.206 acres) |
| Parking Spaces | 1 Parking Spaces |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 226 PACIFIC ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2202 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | CY MB TN MORRO BL 19 PTN LT 14 |
| Legal Subdivision | MORRO |
| Legal Block | 19 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-301-038
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 226, MORRO BAY, CA 93442 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jun 16, 2020 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Nov 30, 2017 | Grant Deed, Mortgage · Line of Credit SESLOC FCU |
| Nov 17, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Prior Sale | Nov 17, 2017 |
| Deed Doc Number | 2020029574 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 226 PACIFIC ST, MORRO BAY, CA 93442-2202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000043397 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020043397 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 16, 2020 |
| Property Address | 226 PACIFIC ST, MORRO BAY, CA 93442-2202 |
| Document Number | 0000029574 |
| Map Reference | MB A PG 159 |
| Instrument Date | Jun 04, 2020 |
| Instrument | 2020029574 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 22 226 1 2 PACIFIC STREET, MORRO BAY, CA 93442 |
| Document Number | 0000029575 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020029575 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 30, 2017 |
| Property Address | 226 PACIFIC ST, MORRO BAY, CA 93442-2202 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 54809 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1609 SPRING ST PASO ROBLES CA 93446, PASO ROBLES, CA 93446 |
| Document Number | 0000054809 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 54809 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | 3855 BROAD ST, SAN LUIS OBISPO, CA 93401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 29, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 17, 2017 |
| Property Address | 226 PACIFIC ST, MORRO BAY, CA 93442-2202 |
| Document Number | 0000053212 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 53212 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 226 PACIFIC ST MORRO BAY CA 934422202, MORRO BAY, CA 93442-2202 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,446.00 (+3.66%) Homeowner's exemption | $410,441 (+4.04%) Land $145,408 Building $265,033 |
| 2023 | $4,289.00 (+6.74%) Homeowner's exemption | $394,505 Land $139,762 Building $254,743 |
| 2022 | $4,018.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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