San Joaquin County property record for 226 Oak Ave, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 7,420 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2017) |
| Tax Bill | $4,802.00 (2025) |
| Primary APN | 261-270-330-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,536 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 7,420 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 226 OAK AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2130 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 78-FORM 261-180-06 |
| Legal Subdivision | VALLEY OAK ESTATES |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-270-330-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 226 OAK AVE, RIPON, CA 95366-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Apr 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB |
| Apr 11, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ETHOS LNDG |
| Apr 11, 2017 | Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on Record |
| Deed Sale | Apr 11, 2017 · Amount on Record |
| Prior Sale | Apr 11, 2017 |
| Deed Doc Number | 2017-040562 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 226 OAK AVE, RIPON, CA 95366-2130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 226 OAK AVE, RIPON, CA 95366-2130 |
| Document Number | 0000183451 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-183451 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 226 OAK AVE, RIPON, CA 95366-2130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000091117 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-091117 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 226 OAK AVE, RIPON, CA 95366-2130 |
| Document Number | 0000039582 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | PLACER TITLE COMPANY-MANTECA, PLACER TITLE CO-MANTECA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 226 OAK AVE RIPON CA 953662130, RIPON, CA 95366-2130 |
| Document Number | 0000039582 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 39582 |
| Name | NEXBANK SSB |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 11, 2017 |
| Property Address | 226 OAK AVE, RIPON, CA 95366-2130 |
| Document Number | 0000040562 |
| Instrument Date | Apr 05, 2017 |
| Instrument | 40562 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 226 OAK AVE RIPON CA 953662130, RIPON, CA 95366-2130 |
| Document Number | 40563 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 40563 |
| Name | ETHOS LNDG |
|---|---|
| Address | PITTSBURG, PA 15212 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 11, 2017 |
| Property Address | 226 OAK AVE, RIPON, CA 95366-2130 |
| Document Number | 0000040561 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 40561 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,802.00 (+3.87%) Homeowner's exemption | $450,137 (+4.04%) Land $147,972 Building $302,165 |
| 2023 | $4,623.00 (+7.96%) Homeowner's exemption | $432,660 Land $142,227 Building $290,433 |
| 2022 | $4,282.00 |
226 Oak Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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