San Joaquin County property record for 187 Oak Ave, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,965 sqft Living Area |
| Lot Size | 8,480 sqft (0.194 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2021) |
| Tax Bill | $5,097.00 (2025) |
| Primary APN | 261-300-020-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,965 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 8,480 sqft (0.194 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 187 OAK AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2177 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 81-FORM A PORTION OF 261-180-07 |
| Legal Subdivision | ALMOND ESTATES |
| Legal Tract | 1560 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-300-020-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 OAK AVE, RIPON, CA 95366-2177 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2023 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Apr 08, 2021 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2021 · Amount on Record |
| Deed Sale | Apr 08, 2021 · Amount on Record |
| Prior Sale | Feb 19, 2016 · Amount on Record |
| Deed Doc Number | 2021-062318 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 187 OAK AVE, RIPON, CA 95366-2177 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 187 OAK AVE, RIPON, CA 95366-2177 |
| Document Number | 0000089214 |
|---|---|
| Date | Nov 01, 2023 |
| Instrument | 2023-089214 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 08, 2021 |
| Property Address | 187 OAK AVE, RIPON, CA 95366-2177 |
| Document Number | 0000062318 |
| Map Reference | VOL 25 PG 87 |
| Instrument Date | Apr 05, 2021 |
| Instrument | 2021-062318 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 OAK AVE, RIPON, CA 95366-2177 |
| Document Number | 0000062319 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2021-062319 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,097.00 (+3.85%) Homeowner's exemption | $476,268 (+4.04%) Land $167,776 Building $308,492 |
| 2023 | $4,908.00 (+1.66%) Homeowner's exemption | $457,776 Land $161,262 Building $296,514 |
| 2022 | $4,828.00 |
187 Oak Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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