226 N Spring St, Bluffton, OH 45817 Property Records

Allen County property record for 226 N Spring St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1920
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Feb 2025)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0110-08-005.000`

Property Details

APN / Parcel Number

Primary APN	`28-0110-08-005.000`
Alternative APN	`A0228011008005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,388 sqft
Basement Area	1,052 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	170 ft deep x 57.8 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	192 sqft
Deck Area	100 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	226 N SPRING ST
City	BLUFFTON
State	OH
Zip	45817-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GODFREYS ADDITION PT OL 29 & PT 1/2 VAC ALLEY FF 57.75
Legal Subdivision	GODFREYS ADDITION
Legal Lot Number	29
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2035
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 N SPRING ST, BLUFFTON, OH 45817-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Grant Deed, Transfer · Conventional with PMI FIRST NAT'L BK/PANDORA
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	20251437
Prior Transfer Date	Aug 8, 2006
Prior Transfer Doc	8280007560
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 14, 2020
Property Address	226 N SPRING ST, BLUFFTON, OH 45817-1110
Document Number	0000003734
Instrument Date	Apr 9, 2020
Instrument	3734
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 N SPRING ST BLUFFTON OH 458171110, BLUFFTON, OH 45817-1110

Mortgage

Document Number	3735
Date	Apr 14, 2020
Instrument	3735

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	226 N SPRING ST, BLUFFTON, OH 45817-1110
Document Number	0000010239
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 N SPRING ST BLUFFTON OH 458171110, BLUFFTON, OH 45817-1110

Mortgage

Document Number	0000010239
Date	Sep 30, 2019
Instrument	10239

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,085.00 (-0.05%)	$61,570 (-) Land $9,730 Building $51,840	$175,900 (-) Land $27,800 Building $148,100
2024	$2,086.00 (+14.11%)	$61,570 (+2%) Land $9,730 Building $51,840	$175,900 (+19.99%) Land $27,800 Building $148,100
2023	$1,828.00 (-0.98%) Homeowner's exemption	$51,310 (-) Land $8,120 Building $43,190
2022	$1,846.00 Homeowner's exemption	$51,310 Land $8,120 Building $43,190
2021			$146,600 Land $23,200 Building $123,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fiber · Fixed Wireless	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Buckeye Wireless.

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