226 Murray Ln, Oriental, NC 28571 Property Records

Pamlico County property record for 226 Murray Ln, Oriental, NC 28571

Property Summary

Property Type	Marina, Boat Slips, Yacht Club, Boat Landing
Details	2,025 sqft · built 2015
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Jun 2022)
Tax Bill	$2,036 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`K07-5-6`

Property Details

APN / Parcel Number

Primary APN	`K07-5-6`
Alternative APNs	`7409130841000` `19440` `18516`

Interior

Stories	2 Stories
Building Area	2,025 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Porch	Open Porch
Porch Area	396 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	18516
Street Address	226 MURRAY LN
City	ORIENTAL
State	NC
Zip	28571-5000
Property Category	Public Works
Property Type	Public Works > Marina, Boat Slips, Yacht Club, Boat Landing
Legal Description	LOT 6 UP THE CREEK SUB. MURRAY LANE SLIP 5 0002908 7409130841000
Legal Subdivision	UP THE CREEK SUBDIVISION
Legal Lot Number	6
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	3
Census Block	3036
Census Tract	950202

Owner

226 Murray Ln, a public works property, is owned by an individual who bought it in June 2022.

Source: Pamlico County records, as of August 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5208 BLUE STEM CT, RALEIGH, NC 27606-9373
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 21, 2018	Deed of Trust, Mortgage · FHA Mortgage ARIZONA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Document Number	0000701346
Deed Book / Page	701 / 346
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Jun 27, 2022
Property Address	226 MURRAY LN, ORIENTAL, NC 28571-5000
Document Number	000701/346
Book / Page	701 / 346
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 MURRAY LN, ORIENTAL, NC 28571-5000

Mortgage

Document Number	0000701349
Date	Jun 27, 2022
Instrument	701/349

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year TN
Max Rate	9.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	226 MURRAY LN, ORIENTAL, NC 28571-5000
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 MURRAY LN, ORIENTAL, NC 28571-5000

Mortgage

Document Number	682/522
Date	Jun 14, 2021
Book Page	682/522

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	226 MURRAY LN, ORIENTAL, NC 28571-5000
Transaction Type	Mortgage
Record Updated	Jun 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000637/0000000456
Date	May 21, 2018
Book Page	0000000637/0000000456

Lender

Name	ARIZONA BK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,036.00	$296,726 Land $110,064 Building $186,662	$296,726 Land $110,064 Building $186,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Murray Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 284 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	171 (1999–2019)
Claims Outside the SFHA	13 of 171
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 95 claims Hurricane Irene, Aug 2011 · 48 claims Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Murray Ln is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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