Pamlico County property record for 195 Murray Ln, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,083 sqft · built 1996 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Sep 2020) |
| Tax Bill | $1,921 (2023) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | K07-5-4 |
| Primary APN | K07-5-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30564 |
|---|---|
| Street Address | 195 MURRAY LN |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-8815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 UP THE CREEK SUB. PCA 51-4 0002914 7409049141000 |
| Legal Subdivision | UP THE CREEK SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 950202 |
Source: Pamlico County records, as of August 21, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 195 MURRAY LN, ORIENTAL, NC 28571-8815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 0000668482 |
| Deed Book / Page | 668 / 482 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Sep 30, 2020 |
| Property Address | 195 MURRAY LN, ORIENTAL, NC 28571-8815 |
| Document Number | 668/482 |
| Book / Page | 668 / 482 |
| Map Reference | CAB A SL 51-4 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 MIDYETTE ST, 601, ORIENTAL, NC 28571-8774 |
| Name | Verified Name |
|---|---|
| Address | 195 MURRAY LN, ORIENTAL, NC 28571-8815 |
| Document Number | 668485 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 668/485 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,921.00 | $279,953 Land $71,270 Building $208,683 | $279,953 Land $71,270 Building $208,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 284 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 in force |
| Nearby Flood Claims | 171 (1999–2019) |
| Claims Outside the SFHA | 13 of 171 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures