Clayton County property record for 226 Main St, Mc Gregor, IA 52157
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 4,650 sqft · built 1890 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jul 2021) |
| Tax Bill | $914 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 3422451018 |
| Primary APN | 3422451018 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,650 sqft Gross Area |
| 1st Floor Area | 2,150 sqft |
| Basement Area | 2,150 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Total Buildings | 2 Buildings |
| Heating Fuel | Gas |
|---|---|
| Water Source | Commercial |
| Street Address | 226 MAIN ST |
|---|---|
| City | MC GREGOR |
| State | IA |
| Zip | 52157-8805 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | NE 1/2 LOT 11 BLK 6 |
| Legal Subdivision | MCGREGOR |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MENDON |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 70100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 226 MAIN ST, MC GREGOR, IA 52157-8805 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK |
| Jul 20, 2021 | Warranty Deed, Transfer |
| Dec 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on Record |
| Deed Sale | Jul 20, 2021 · Amount on Record |
| Prior Sale | Mar 1, 2006 · Amount on Record |
| Deed Document Number | 20213024 |
| Prior Transfer Date | Apr 26, 2006 |
| Prior Transfer Doc | 2006R01575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 226 MAIN ST, MC GREGOR, IA 52157-8774 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R02254 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022R02254 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jul 20, 2021 |
| Property Address | 226 MAIN ST, MC GREGOR, IA 52157-8805 |
| Document Number | 2021R03024 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021R03024 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 LOVEJOY AVE, WATERLOO, IA 50701-4125 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 226 MAIN ST, MC GREGOR, IA 52157-8774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R03939 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 2017R03939 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FARLEY, IA 52046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | McGregor City |
| Unified School District | MFL MarMac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914.00 (+5.79%) | $58,253 (+3.46%) Land $11,374 Building $46,879 | $58,253 (+3.46%) Land $11,374 Building $46,879 |
| 2024 | $864.00 (-15.95%) | ||
| 2023 | $56,306 Land $10,340 Building $45,966 | $56,306 Land $10,340 Building $45,966 | |
| 2022 | $1,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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