Clayton County property record for 218 Main St, Mc Gregor, IA 52157
| Property Type | Store with Apartments |
|---|---|
| Details | 1 ba · 4,238 sqft · built 1890 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Dec 2022) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2022 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 3422451013 |
| Primary APN | 3422451013 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,238 sqft Gross Area |
| 1st Floor Area | 1,850 sqft |
| Basement Area | 1,850 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Roof Material | Other |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 218 MAIN ST |
|---|---|
| City | MC GREGOR |
| State | IA |
| Zip | 52157-8774 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | MC GREGOR SW 1/2 LOT 13 BLK 6 |
| Legal Subdivision | MC GREGOR |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MENDON |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 70100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
218 Main St, a commercial property, is owned by a company that bought it in December 2022.
Source: Clayton County records, as of September 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 411 N MICHIGAN ST, PRAIRIE DU CHIEN, WI 53821-1215 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES STATE BANK |
| Dec 1, 2022 | Legal Action/Court Order, Foreclosure · Line of Credit PEOPLES STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on File |
| Deed Sale | Dec 1, 2022 · Amount on File |
| Deed Document Number | 20224320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 218 MAIN ST, MC GREGOR, IA 52157-8774 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R04628 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2022R04628 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Dec 1, 2022 |
| Property Address | 218 MAIN ST, MC GREGOR, IA 52157-8774 |
| Document Number | 2022R04320 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022R04320 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 2152 RAILROAD JUNCTION LN, HARPERS FERRY, IA 52146-7606 |
| Name | Verified Name |
|---|---|
| Address | 411 N MICHIGAN ST, PRAIRIE DU CHIEN, WI 53821-1215 |
| Document Number | 2022R04321 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022R04321 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 218 Main St was $2,020, up 6.2% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | McGregor City |
| Unified School District | MFL MarMac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 (+6.2%) | $128,982 Land $11,374 Building $117,608 | $128,982 Land $11,374 Building $117,608 |
| 2024 | $1,902.00 | ||
| 2023 | $100,301 Land $10,340 Building $89,961 | $100,301 Land $10,340 Building $89,961 | |
| 2022 | $1,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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