226 Locust St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 226 Locust St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1950
Lot Size	0.129 acres (5,610 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2019)
Tax Bill	$2,650 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.412.4610`

Property Details

APN / Parcel Number

Primary APN	`19.412.4610`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Basement Area	896 sqft
Finished Basement	224 sqft
Unfinished Basement	224 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,610 sqft (0.129 acres)
Lot Dimensions	66 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	112 sqft
Patio Area	487 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	226 LOCUST ST
City	SAINT PETER
State	MN
Zip	56082-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 183 LOT EX N 66 OF E 18 1 3 LOT 10 N 66 OF LOTS 10 11 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	AMENDED PLAT
Legal Block	183
Legal Lot Number	10-11
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1079
Census Tract	480400

Owner

226 Locust St is owned and occupied by an individual who acquired it in April 2026.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	226 LOCUST ST, SAINT PETER, MN 56082-1460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Affidavit, Transfer · VA Mortgage
Apr 2, 2026	Deed of Trust, Mortgage · VA Mortgage SIMPLIFILE
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage SERVION INC
Sep 3, 2019	Warranty Deed, Transfer · VA Mortgage SERVION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	2019328895
Last Transfer Date	Apr 2, 2026
Transfer Doc	0000357494
Record Updated	Oct 29, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	NICOLLET MN
Recording Date	Apr 2, 2026
Property Address	226 LOCUST ST, SAINT PETER, MN 56082-1460
Document Number	0000357494
Instrument Date	Apr 2, 2026
Instrument	2026357494
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357495,
Date	Apr 2, 2026
Instrument	2026357495

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Recording Date	Apr 2, 2026
Property Address	226 LOCUST ST, SAINT PETER, MN 56082-1460
Document Number	0000357495
Instrument Date	Mar 18, 2026
Instrument	2026357495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 LOCUST ST, SAINT PETER, MN 56082-1460

Mortgage

Document Number	0000357495,
Date	Apr 2, 2026
Instrument	2026357495

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	226 LOCUST ST, SAINT PETER, MN 56082-1460
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	336290
Date	Feb 16, 2021
Instrument	336290

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 3, 2019
Property Address	226 LOCUST ST, SAINT PETER, MN 56082-1460
Document Number	328895
Instrument Date	Aug 28, 2019
Instrument	328895
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	226 LOCUST ST, SAINT PETER, MN 56082-1460

Mortgage

Document Number	328896
Date	Sep 3, 2019
Instrument	328896

Lender

Name	SERVION INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 226 Locust St was $2,650 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,650.00 Homeowner's exemption	$185,800 (-4.67%) Land $30,200 Building $155,600	$185,800 (-4.67%) Land $30,200 Building $155,600
2025	$2,650.00 Homeowner's exemption	$194,900 Land $30,200 Building $164,700	$194,900 Land $30,200 Building $164,700
2023	$1,984.00 Homeowner's exemption	$182,700 Land $30,200 Building $152,500	$182,700 Land $30,200 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Locust St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire.

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