109 Locust St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 109 Locust St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,309 sqft · built 1870
Lot Size	0.18 acres (7,832 sqft)
Owner	Individual Name on File
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.412.5290`

Property Details

APN / Parcel Number

Primary APN	`19.412.5290`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Basement Area	370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,832 sqft (0.18 acres)
Lot Dimensions	88 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 LOCUST ST
City	SAINT PETER
State	MN
Zip	56082-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 37 1/3' OF S 2/3 OF LOT 2 &; S 2/3 OF LOT 1 BLK 198
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	TOWN OF ST PETER
Legal Block	198
Legal Lot Number	1-2
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1043
Census Tract	480400

Owner

109 Locust St is owned and occupied by an individual.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 LOCUST ST, SAINT PETER, MN 56082-2115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage MINNESOTA VALLEY FCU
Apr 8, 2020	Limited Warranty Deed, Transfer EXECUTIVE TITLE
Dec 16, 2019	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 27, 2021
Property Address	109 LOCUST ST, SAINT PETER, MN 56082-2115
Document Number	0000341151
Instrument Date	Dec 15, 2021
Instrument	341151
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.57
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LOCUST ST, SAINT PETER, MN 56082-2115

Mortgage

Document Number	0000341152
Date	Dec 27, 2021
Instrument	341152

Lender

Name	MINNESOTA VALLEY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Apr 8, 2020
Property Address	109 LOCUST ST, SAINT PETER, MN 56082-2115
Document Number	331514
Instrument Date	Mar 31, 2020
Instrument	331514
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W 2ND ST, CHASKA, MN 55318-1814

December 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 16, 2019
Property Address	109 LOCUST ST, SAINT PETER, MN 56082-2115
Document Number	330167
Instrument Date	Feb 4, 2019
Instrument	330167
Transaction Type	Foreclosure
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 109 Locust St was $2,316 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 Homeowner's exemption	$171,100 Land $37,800 Building $133,300	$171,100 Land $37,800 Building $133,300
2025	$2,316.00
2023	$1,768.00 Homeowner's exemption	$164,500 Land $37,800 Building $126,700	$164,500 Land $37,800 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire.

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