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226 Emerald Ave, Reading, PA 19606 Property Records

Berks County property record for 226 Emerald Ave, Reading, PA 19606 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,941 sqft · built 1951
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$1,585 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5327-18-20-8491

Property Details

APN / Parcel Number

Primary APN5327-18-20-8491
Alternative APNs
  • 43-5327-18-20-8491
  • 43010579
  • 010579

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,941 sqft Living Area
1st Floor Area1,653 sqft
Basement Area288 sqft
Finished Basement288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area8,276 sqft (0.19 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43010579
Street Address226 EMERALD AVE
CityREADING
StatePA
Zip19606-1450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPENNSIDE 2ND ADD
Legal Block20
JurisdictionBERKS PA
Township / Civil DivisionEXETER
Census Block Group1
Census Block1024
Census Tract12104

Owner

Source: Berks County records · APN 5327-18-20-8491

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address226 EMERALD AVE, READING, PA 19606-1450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Line of Credit
VISIONS FCU
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 1978
Deed SaleJun 15, 1978
Deed Book / Page1738 / 206
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address226 EMERALD AVE, READING, PA 19606-1450
Transaction TypeMortgage
Record UpdatedNov 05, 2025
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 EMERALD AVE, READING, PA 19606-1450

Mortgage

Document Number0000033090
DateOct 23, 2025
Instrument2025033090
Lender
NameVISIONS FCU
TypeCredit Union
Address24 MCKINLEY AVE, ENDICOTT, NY 13760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2055
Interest
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address226 EMERALD AVE, READING, PA 19606-1450
Transaction TypeMortgage
Record UpdatedSep 24, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046359
DateSep 16, 2021
Instrument2021046359
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionExeter Township
Unified School DistrictExeter Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,585.00 (+7.53%) Homeowner's exemption$100,900 (-) Land $31,200 Building $69,700$31,200 (-69.08%) Land $31,200
2024$1,474.00$100,900 Land $31,200 Building $69,700
1994$100,900 Land $31,200 Building $69,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110121041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
Nearby Flood Claims31 (1978–2023)
Claims Outside the SFHA13 of 31
Most Recent ClaimAug 2023, rainfall accumulation
Claims By Storm
  • Tropical Storm Allison, Jun 2001 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Service Electric Television. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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