221 Emerald Ave, Reading, PA 19606 Property Records

Berks County property record for 221 Emerald Ave, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,642 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Aug 2017)
Tax Bill	$1,537 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5327-18-20-7694`

Property Details

APN / Parcel Number

Primary APN	`5327-18-20-7694`
Alternative APNs	`43-5327-18-20-7694` `43010529` `010529`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,642 sqft Living Area
1st Floor Area	2,066 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43010529
Street Address	221 EMERALD AVE
City	READING
State	PA
Zip	19606-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PENNSIDE SECOND ADDITION
Legal Block	20
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1015
Census Tract	12104

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 EMERALD AVE, READING, PA 19606-1449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA INC
Aug 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Jun 26, 1967
Deed Document Number	201727933
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	221 EMERALD AVE, READING, PA 19606-1449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002411
Date	Jan 15, 2021
Instrument	2021002411

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Aug 29, 2019
Property Address	221 EMERALD AVE, READING, PA 19606-1449
Document Number	0000029354
Instrument Date	Aug 21, 2019
Instrument	29354
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 EMERALD AVE READING PA 196061449, READING, PA 19606-1449

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 1, 2017
Property Address	221 EMERALD AVE, READING, PA 19606-1449
Document Number	0000027933
Instrument Date	Jul 20, 2017
Instrument	2017027933
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 EMERALD AVE, READING, PA 19606-1449

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,537.00 (+7.48%)	$97,500 (-) Land $26,400 Building $71,100	$26,400 (-72.92%) Land $26,400
2024	$1,430.00	$97,500 Land $26,400 Building $71,100
1994			$97,500 Land $26,400 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	31 (1978–2023)
Claims Outside the SFHA	13 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Tropical Storm Allison, Jun 2001 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Service Electric Cable TV.

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