220 E Temple St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 220 E Temple St, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,600 sqft · built 1880
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Nov 2024)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`493001 129.05-1-29`

Property Details

APN / Parcel Number

Primary APN	`493001 129.05-1-29`
Alternative APNs	`300112900500010290000000` `00000000245`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	896 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	110 ft deep x 48 ft wide
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000245
Street Address	220 E TEMPLE ST
City	OWEGO
State	NY
Zip	13827-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2005
Census Tract	20500

Owner

Source: Tioga County and Owego Town records · APN 493001 129.05-1-29

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 PAIGE ST, OWEGO, NY 13827-1430
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Deed Document Number	20243931
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jan 27, 2023
Property Address	220 E TEMPLE ST, OWEGO, NY 13827-1425
Document Number	2023000000311
Instrument Date	Jan 26, 2023
Instrument	20230-00000311
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E TEMPLE ST, OWEGO, NY 13827-1425

Tax Assessment & Valuation

Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Municipality	Owego Village
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+192.49%)	$31,400 (-) Land $8,500 Building $22,900	$60,096 (+3.35%) Land $16,268 Building $43,828
2023		$31,400 Land $8,500 Building $22,900	$58,148 Land $15,741 Building $42,407
2019	$719.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	205 (1979–2020)
Claims Outside the SFHA	16 of 205
Most Recent Claim	Dec 2020 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims Severe Storms And Flooding, Jun 2006 · 72 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Empire Telephone Corporation/North Penn Telephone Company.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA OF OWEGO private · serves 4,850 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.