226 E Ridgewood Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 226 E Ridgewood Ave, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	2,712 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Apr 2026)
Tax Bill	$9,461 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
APN	`11-00939-0000-00022-05`

Property Details

APN / Parcel Number

Primary APN	`11-00939-0000-00022-05`
Alternative APN	`11009390000000220005`

Interior

Stories	2 Stories
Building Area	2,712 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Construction Type	Frame
Lot Area	43,560 sqft
Lot Dimensions	225 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	226 E RIDGEWOOD AVE
City	GALLOWAY
State	NJ
Zip	08205-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	939
Legal Lot Number	22.5
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2006
Census Tract	10506

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Apr 13, 2026	Deed, Transfer · Conventional Mortgage USAA FSB
Dec 12, 2025	Intrafamily Transfer, Transfer UNKNOWN, ABSECON TITLE ALLIANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Mar 6, 2002 · Amount on Record
Deed Document Number	202615676
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Recording Date	May 29, 2026
Property Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504
Document Number	0000023798
Instrument Date	May 8, 2026
Instrument	202623798
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023798,
Date	May 29, 2026
Instrument	202623798

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Apr 13, 2026
Property Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504
Document Number	0000015676
Instrument Date	Mar 9, 2026
Instrument	2026.15676
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504

Mortgage

Document Number	0000015677,
Date	Apr 13, 2026
Instrument	2026.15677

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATLANTIC NJ
Recording Date	Dec 12, 2025
Property Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504
Document Number	0000047457
Instrument Date	Dec 5, 2025
Instrument	2025047457
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, ABSECON TITLE ALLIANCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9504

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,100 (-) Land $38,500 Building $240,600	$279,100 (-) Land $38,500 Building $240,600
2025	$9,461.00 (+1.56%)	$279,100 (-) Land $38,500 Building $240,600	$279,100 (-) Land $38,500 Building $240,600
2024	$9,316.00 (+3.96%)
2023		$279,100 Land $38,500 Building $240,600	$279,100 Land $38,500 Building $240,600
2022	$8,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 66% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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