Atlantic County and Galloway Township property record for 223 E Ridgewood Ave, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 1977 |
| Lot Size | 0.549 acres (23,906 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Nov 2003) |
| Tax Bill | $4,282 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2021 Mortgage + 2 more |
| APN | 11-00980-0000-00024-04 |
| Primary APN | 11-00980-0000-00024-04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 23,906 sqft (0.549 acres) |
| Lot Dimensions | 225 ft deep x 24 ft wide |
| Old Parcel Number | 11009800000000244 |
|---|---|
| Street Address | 223 E RIDGEWOOD AVE |
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 980 |
| Legal Lot Number | 24.4 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10506 |
Source: Atlantic County and Galloway Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 19, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Dec 20, 2019 | Loan Modification, Mortgage PENNYMAC |
| Nov 22, 2017 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2003 · Amount on Record |
| Deed Sale | Nov 24, 2003 · Amount on Record |
| Deed Document Number | 20033135339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 223 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9547 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021033024 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021033024 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 223 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9547 |
| Document Number | 0000033024 |
| Instrument Date | Apr 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 223 E RIDGEWOOD AVE GALLOWAY NJ 082059547, GALLOWAY, NJ 08205-9547 |
| Document Number | 0000033024 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 33024 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 223 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9547 |
| Document Number | 0000007529 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 223 E RIDGEWOOD AVE GALLOWAY NJ 082059547, GALLOWAY, NJ 08205-9547 |
| Document Number | 0000007529 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 7529 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Feb 4, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 223 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9547 |
| Document Number | 0000000475 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 223 E RIDGEWOOD AVE GALLOWAY NJ 082059547, GALLOWAY, NJ 08205-9547 |
| Document Number | 0000000475 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 475 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 2, 2048 |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,300 (-) Land $50,400 Building $75,900 | $126,300 (-) Land $50,400 Building $75,900 | |
| 2025 | $4,282.00 (+1.59%) | $126,300 (-) Land $50,400 Building $75,900 | $126,300 (-) Land $50,400 Building $75,900 |
| 2024 | $4,215.00 (+3.95%) | ||
| 2023 | $126,300 Land $50,400 Building $75,900 | $126,300 Land $50,400 Building $75,900 | |
| 2022 | $4,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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