226 Commonwealth Ave, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 226 Commonwealth Ave, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,893 sqft · built 1952
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Feb 2002)
Tax Bill	$107 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9D B:2179`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9D B:2179`
Alternative APNs	`M:00009D B:02179-00000` `2220`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	3,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2220
Street Address	226 COMMONWEALTH AVE
City	CONCORD
State	MA
Zip	01742-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Subdivision	CONCORD
Legal Block	2179
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4002
Census Tract	361200

Owner

226 Commonwealth Ave is owned by an individual who bought it in February 2002.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	985 MAIN ST, CONCORD, MA 01742-3217
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit BANKERS
Apr 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Jul 11, 2017	Personal Representative Deed, Transfer · Conventional Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2002 · Amount on File
Deed Sale	Feb 19, 2002 · Amount on File
Deed Document Number	20021873
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Recording Date	Aug 12, 2026
Property Address	226 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Document Number	0000101655
Book / Page	86005 / 409
Instrument Date	Aug 12, 2026
Instrument	2026101655
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 COMMONWEALTH AVE, CONCORD, MA 01742-2075

Mortgage

Document Number	0000101655,
Date	Aug 12, 2026
Book Page	86005/409
Instrument	2026101655

Lender

Name	BANKERS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	226 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74458-494
Date	Apr 13, 2020
Book Page	74458/494
Instrument	54400

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CONCORD MA
Recording Date	Jul 11, 2017
Property Address	226 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Document Number	69579-32
Book / Page	069579 / 000032
Instrument Date	Jun 22, 2017
Instrument	106809
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 COMMONWEALTH AVE CONCORD MA 017422075, CONCORD, MA 01742-2075

Mortgage

Document Number	69579-35
Date	Jul 11, 2017
Book Page	069579/000035
Instrument	106810

Lender

Name	PHH HM LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 226 Commonwealth Ave was $107, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107.00 (-98.99%)	$809,200 (-) Land $414,100 Building $395,100	$1,159,855
2024	$10,625.00 (+17.56%)	$809,200 (+16.03%) Land $414,100 Building $395,100
2023	$9,038.00	$697,400 Land $376,500 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Commonwealth Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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