218 Commonwealth Ave, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 218 Commonwealth Ave, Concord, MA 01742 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 1931
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Dec 2020)
Tax Bill	$111 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`CONC M:9D B:2180`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9D B:2180`
Alternative APNs	`M:00009D B:02180-00000` `2221`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2221
Street Address	218 COMMONWEALTH AVE
City	CONCORD
State	MA
Zip	01742-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2180
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4002
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records · APN CONC M:9D B:2180

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	218 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 19, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Dec 01, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 23, 2018	Quit Claim Deed, Transfer VILLAGE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Book / Page	76307 / 136
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	218 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078219-120
Date	Jul 12, 2021
Book Page	78219/120
Instrument	156242

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2046

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	218 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081550-198
Date	May 19, 2023
Book Page	81550/198
Instrument	51815

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2048

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Dec 01, 2020
Property Address	218 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Document Number	76307-136
Book / Page	76307 / 136
Instrument Date	Nov 23, 2020
Instrument	226632
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 COMMONWEALTH AVE, CONCORD, MA 01742-2075

Mortgage

Document Number	226633
Date	Dec 01, 2020
Instrument	226633

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 23, 2018
Property Address	218 COMMONWEALTH AVE, CONCORD, MA 01742-2075
Document Number	71516-38
Book / Page	71516 / 38
Instrument	129690
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	715160041
Date	Aug 23, 2018
Instrument	71516/0041

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$111.00 (-98.99%)	$840,900 (-) Land $414,100 Building $426,800	$1,157,955
2024	$11,041.00 (+8.68%)	$840,900 (+7.27%) Land $414,100 Building $426,800
2023	$10,159.00	$783,900 Land $376,500 Building $407,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173612004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Town of Concord, Massachusetts	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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