226 Cherry Ln, Momence, IL 60954 Property Records

Kankakee County property record for 226 Cherry Ln, Momence, IL 60954

Property Summary

Property TypeSingle Family Home
Lot Size0.064 acres (2,808 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Jul 2005)
Tax Bill$3,463 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-10-13-304-026

Property Details

APN / Parcel Number

Primary APN06-10-13-304-026

Exterior

Lot Area2,808 sqft (0.064 acres)

Location & Zoning

Street Address226 CHERRY LN
CityMOMENCE
StateIL
Zip60954-1030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVAN DRUNENS 4TH ADDN LOTS 62 & 63 13-31-13E
Legal SubdivisionVAN DRUNENS 4TH ADD
Legal Lot Number62,63
JurisdictionKANKAKEE IL
Township / Civil DivisionGANEER
Census Block Group3
Census Block3008
Census Tract10800

Owner

226 Cherry Ln is owned and occupied by an individual who acquired it in October 2018.

Source: Kankakee County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address226 CHERRY LN, MOMENCE, IL 60954-1030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
MUNICIPAL TRUST AND SAVINGS BANK
Nov 2, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
MUNICIPAL TRUST & SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2005 · Amount on File
Deed SaleJul 29, 2005 · Amount on File
Last Transfer DateOct 17, 2018
Transfer Doc0201812318
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Recording DateApr 14, 2026
Property Address226 CHERRY LN, MOMENCE, IL 60954-1030
Document Number0000004059
Instrument DateApr 6, 2026
Instrument20264059
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyKHSTITIE

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 CHERRY LN, MOMENCE, IL 60954-1030

Mortgage

Document Number0000004059,
DateApr 14, 2026
Instrument20264059
Lender
NameMUNICIPAL TRUST AND SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.75%
Initial TypeFixed Rate
Max Rate-1%

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANKAKEE IL
Recording DateNov 2, 2018
Property Address226 CHERRY LN, MOMENCE, IL 60954-1030
Document Number0201812318
Instrument DateOct 17, 2018
Instrument201812318
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 CHERRY LN, MOMENCE, IL 60954-1030

Mortgage

Document Number0201812319
DateNov 2, 2018
Instrument201812319
Lender
NameMUNICIPAL TRUST & SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.63%

Tax Assessment & Valuation

The 2025 property tax bill for 226 Cherry Ln was $3,463 with a homeowner's exemption, down 6.3% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionGaneer Township
MunicipalityMomence City
Unified School DistrictMomence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,463.00 (-6.33%)$58,534 Land $8,514 Building $50,020$175,602 Land $25,542 Building $150,060
2024$3,697.00
2023$48,376 Land $8,514 Building $39,862$145,128 Land $25,542 Building $119,586
2022$2,939.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 Cherry Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2008–2009)
Most Recent ClaimMar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Cherry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOMENCE
serves 3,075 people · EPA ID IL0910650
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Bertram Communications
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Cherry Ln

Nearby Streets

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