224 Cherry Ln, Momence, IL 60954 Property Records

Kankakee County property record for 224 Cherry Ln, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Nov 2013)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Jan 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-13-304-004`

Property Details

APN / Parcel Number

Primary APN	`06-10-13-304-004`

Exterior

Lot Area	8,750 sqft (0.2 acres)

Location & Zoning

Street Address	224 CHERRY LN
City	MOMENCE
State	IL
Zip	60954-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAN DRUNENS 4TH ADDN LOT 61 13-31-13E
Legal Subdivision	VAN DRUNENS 4TH ADD
Legal Lot Number	61
Jurisdiction	KANKAKEE IL
Township / Civil Division	GANEER
Census Block Group	3
Census Block	3008
Census Tract	10800

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 CHERRY LN, MOMENCE, IL 60954-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMESTAR BANK & FINANCIAL SVCS
Jan 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK
Nov 1, 2013	Warranty Deed, Transfer · USDA Mortgage USDA
Sep 24, 2010	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2013 · Amount on Record
Deed Sale	Nov 1, 2013 · Amount on Record
Record Updated	Sep 20, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	224 CHERRY LN, MOMENCE, IL 60954-1030
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201008653
Date	Jun 28, 2010
Instrument	201008653

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 28, 2010

Interest

Rate Type	Fixed Rate

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	224 CHERRY LN, MOMENCE, IL 60954-1030
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200500338
Date	Jan 6, 2005
Instrument	200500338

Lender

Name	HOMESTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.5%

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Nov 1, 2013
Property Address	224 CHERRY LN, MOMENCE, IL 60954-1030
Document Number	0201315829
Instrument Date	Oct 30, 2013
Instrument	201315829
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201315830
Date	Nov 1, 2013
Instrument	201315830

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Sep 24, 2010
Property Address	224 CHERRY LN, MOMENCE, IL 60954-1030
Document Number	0201013027
Instrument Date	Sep 20, 2010
Instrument	201013027
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201013028
Date	Sep 24, 2010
Instrument	201013028

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Ganeer Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,602.00 (-3.72%)	$55,435 (+3.08%) Land $8,514 Building $46,921	$166,305 (+3.08%) Land $25,542 Building $140,763
2024	$3,741.00 (+21.94%) Homeowner's exemption	$53,779 (+1%) Land $8,514 Building $45,265	$161,337 (+1%) Land $25,542 Building $135,795
2023		$48,890 Land $8,514 Building $40,376	$146,670 Land $25,542 Building $121,128
2022	$3,068.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2009)
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOMENCE serves 3,075 people · EPA ID IL0910650
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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