226 Chambers St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 226 Chambers St, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,230 sqft · built 1920
Lot Size0.035 acres (1,525 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Dec 2025)
Tax Bill$3,202 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-01409-0000-00009

Property Details

APN / Parcel Number

Primary APN19-01409-0000-00009
Alternative APNs
  • 190140900009
  • 05000130
  • 2914

Interior

Stories2 Stories
Building Area1,230 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area1,525 sqft (0.035 acres)
Lot Dimensions100 ft deep x 15 ft wide

Location & Zoning

Account Number2914
Street Address226 CHAMBERS ST
CityPHILLIPSBURG
StateNJ
Zip08865-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal Block1409
Legal Lot Number9
JurisdictionWARREN NJ
Township / Civil DivisionPHILLIPSBURG
Census Block Group3
Census Block3012
Census Tract30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morris Canal
listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

226 Chambers St is owned and occupied by an individual who bought it in December 2025.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address226 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2914
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2025 · Amount on File
Deed SaleDec 11, 2025 · Amount on File
Deed Document Number2025630226
Deed Book / Page3543 / 204
Record UpdatedSep 20, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionWARREN NJ
Recording DateDec 11, 2025
Property Address226 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2914
Document Number003543/204
Book / Page3543 / 204
Instrument DateNov 6, 2025
Instrument2025-630226
Transaction TypeTransfer
Record UpdatedJan 8, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$437.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 HILLSIDE TER, LIVINGSTON, NJ 07039-2934

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2914

Mortgage

Document Number2025630227
DateDec 11, 2025
Instrument2025-630227
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 226 Chambers St was $3,202, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
MunicipalityPhillipsburg Town
Unified School DistrictPhillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,500 (-) Land $19,000 Building $49,500$68,500 (-) Land $19,000 Building $49,500
2025$3,202.00 (+2.86%)$68,500 Land $19,000 Building $49,500$68,500 Land $19,000 Building $49,500
2024$3,113.00
2023$68,500 Land $19,000 Building $49,500$68,500 Land $19,000 Building $49,500
2022$2,841.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 226 Chambers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Chambers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA NJ - PHILLIPSBURG
private · serves 26,686 people · EPA ID NJ2119001
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
1,000 / 40
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Chambers St

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