221 Chambers St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 221 Chambers St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	924 sqft · built 1920
Lot Size	0.036 acres (1,568 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Feb 2023)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01408-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-01408-0000-00013`
Alternative APNs	`190140800013` `05000720` `2893`

Interior

Stories	2 Stories
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,568 sqft (0.036 acres)
Lot Dimensions	100 ft deep x 16 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2893
Street Address	221 CHAMBERS ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TAX LT 13
Legal Block	1408
Legal Lot Number	13
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3011
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Chambers St is owned by an individual who acquired it in April 2023.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	106 MOUNT HOREB RD, 8B, WARREN, NJ 07059-5566
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage EXTREME LOANS LLC
Apr 12, 2023	Quit Claim Deed, Transfer JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC
Feb 14, 2023	Deed, Construction Loan · Construction Mortgage CF FUND II LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on File
Deed Sale	Feb 14, 2023 · Amount on File
Prior Sale	Dec 10, 2004 · Amount on File
Deed Document Number	2023588292
Deed Book / Page	3326 / 220
Last Transfer Date	Apr 7, 2023
Transfer Doc	003340/107
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	221 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2912
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MOUNT HOREB RD, WARREN, NJ 07059-5568
Investor	Possibly a Property Investor

Mortgage

Document Number	007462/152
Date	Apr 26, 2023
Book Page	7462/152
Instrument	2023-591157

Lender

Name	EXTREME LOANS LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 12, 2023
Property Address	221 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2912
Document Number	003340/107
Book / Page	3340 / 107
Instrument Date	Apr 7, 2023
Instrument	2023-590628
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WINTHROP DR, BRANCHBURG, NJ 08876-3676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MOUNT HOREB RD # B, B, WARREN, NJ 07059-5568

February 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Feb 14, 2023
Property Address	221 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2912
Document Number	003326/220
Book / Page	3326 / 220
Instrument Date	Feb 10, 2023
Instrument	2023-588292
Transaction Type	Construction Loan
Record Updated	Mar 6, 2023
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 KINNEY RD, MILFORD, NJ 08848-1824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINTHROP DR, BRANCHBURG, NJ 08876-3676

Mortgage

Document Number	2023588293
Date	Feb 14, 2023
Instrument	2023-588293

Lender

Name	CF FUND II LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 221 Chambers St was $3,403, up 2.8% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,800 (-) Land $22,500 Building $50,300	$72,800 (-) Land $22,500 Building $50,300
2025	$3,403.00 (+2.84%)	$72,800 Land $22,500 Building $50,300	$72,800 Land $22,500 Building $50,300
2024	$3,309.00
2023		$72,800 Land $22,500 Building $50,300	$72,800 Land $22,500 Building $50,300
2022	$3,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Chambers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Chambers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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