Franklin County property record for 226 Cedar Trace Dr, Saint Albans, MO 63073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,390 sqft · built 2000 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $454,000 (May 2019) |
| Tax Bill | $6,824 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-01.0-0-012-085.000 |
| Primary APN | 08-1-01.0-0-012-085.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 21,780 sqft (0.5 acres) |
| Patio Area | 459 sqft |
| Street Address | 226 CEDAR TRACE DR |
|---|---|
| City | SAINT ALBANS |
| State | MO |
| Zip | 63073-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:1 TIMBER TRACE 2 |
| Legal Range | 2E |
| Legal Township | 44N |
| Legal Section | 01 |
| Legal Subdivision | TIMBER TRACE |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 800102 |
226 Cedar Trace Dr is owned and occupied by an individual who acquired it in April 2024.
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Beneficiary Deed, Transfer |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANKCENTRE |
| May 17, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | May 19, 2011 · Amount on File |
| Deed Document Number | 20195882 |
| Last Transfer Date | Apr 9, 2024 |
| Transfer Doc | 0002404060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 12, 2024 |
| Property Address | 226 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119 |
| Document Number | 0002404060 |
| Map Reference | PB P PG 1006 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2404060 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119 |
| Name | Verified Name |
|---|---|
| Address | 226 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 226 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0002111648 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2111648 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 17, 2019 |
| Property Address | 226 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119 |
| Document Number | 0000005882 |
| Instrument Date | May 15, 2019 |
| Instrument | 5882 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 226 CEDAR TRACE DR ST ALBANS MO 630731119, ST ALBANS, MO 63073-1119 |
The 2025 property tax bill for 226 Cedar Trace Dr was $6,824.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,824.00 | $115,930 | $610,160 Land $110,000 Building $500,160 |
| 2023 | $6,427.00 (-6.84%) | $97,599 | $513,680 Land $110,000 Building $403,680 |
| 2022 | $6,899.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 226 Cedar Trace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Cedar Trace Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures