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202 Cedar Trace Dr, Saint Albans, MO 63073 Property Records

Franklin County property record for 202 Cedar Trace Dr, Saint Albans, MO 63073

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,418 sqft · built 2000
Lot Size0.4 acres (17,424 sqft)
Owner2 Trust Names on File
Last Sale$465,500 (May 2023)
Tax Bill$6,759 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN08-1-01.0-0-012-089.000

Property Details

APN / Parcel Number

Primary APN08-1-01.0-0-012-089.000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,418 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeBrick
Lot Area17,424 sqft (0.4 acres)
Patio Area434 sqft

Location & Zoning

Street Address202 CEDAR TRACE DR
CitySAINT ALBANS
StateMO
Zip63073-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionLOT:5 TIMBER TRACE 2
Legal Range2E
Legal Township44N
Legal Section01
Legal SubdivisionTIMBER TRACE
Legal Lot Number5
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group1
Census Block1006
Census Tract800102

Owner

202 Cedar Trace Dr is owner-occupied and held in a trust since May 2023.

Source: Franklin County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address202 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Quit Claim Deed, Transfer · Conventional Mortgage
ALLIANCE CU
May 24, 2023Quit Claim Deed, Transfer
TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2023 · Amount on File
Deed SaleMay 23, 2023 · Amount on File
Prior SaleJul 30, 2015 · Amount on File
Deed Document Number20235852
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MO
Recording DateMay 23, 2023
Property Address202 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119
Document Number0002305852
Map ReferencePB P PG 1006
Instrument DateMay 18, 2023
Instrument2305852
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address202 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119

Mortgage

Document Number0002305853
DateMay 23, 2023
Instrument2305853
Lender
NameALLIANCE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2020
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year CMT
Margin2
Max Rate10.5%

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MO
Recording DateMay 24, 2023
Property Address202 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119
Document Number0002305930
Map ReferencePB P PG 1006
Instrument DateMay 18, 2023
Instrument2305930
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address202 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 CEDAR TRACE DR, SAINT ALBANS, MO 63073-1119

Tax Assessment & Valuation

The 2025 property tax bill for 202 Cedar Trace Dr was $6,759.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,759.00$114,433$602,280 Land $110,000 Building $492,280
2023$6,366.00 (-6.89%)$96,674$508,810 Land $110,000 Building $398,810
2022$6,837.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Cedar Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Cedar Trace Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Wave Internet Technologies
Fixed Wireless		100 / 100

May also be available: Wisper ISP.

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