226 Cedar Dr, Gilbert, IA 50105 Property Records

Story County property record for 226 Cedar Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,960 sqft · built 2024
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500 (Aug 2023)
Tax Bill	$8,840 (2025)
Deeds & Mortgages	Jun 2024 Sale Mar 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-09-420-040`

Property Details

APN / Parcel Number

Primary APN	`05-09-420-040`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,960 sqft
Finished Basement	1,640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,875 sqft (0.25 acres)
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	44 sqft
Deck Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	226 CEDAR DR
City	GILBERT
State	IA
Zip	50105-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPLAND TRAIL SD 2ND ADD LOT:22 GILBERT
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1022
Census Tract	103

Owner

226 Cedar Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 CEDAR DR, GILBERT, IA 50105-2101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Warranty Deed, Subdivision Related Transfer UNKNOWN, ATS
Mar 25, 2024	Warranty Deed, Construction Loan · Line of Credit WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Deed Document Number	20235970
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 28, 2024
Property Address	226 CEDAR DR, GILBERT, IA 50105-2101
Document Number	0202404450
Instrument Date	Jun 18, 2024
Instrument	2024-04450
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, ATS

Transaction

Amount	Amount on Record
Tax	$1,114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 CEDAR DRIVE, WAUKEE, IA 50263

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 25, 2024
Property Address	226 CEDAR DR, GILBERT, IA 50105-2101
Document Number	0202401773
Instrument Date	Feb 29, 2024
Instrument	2024-01773
Transaction Type	Construction Loan
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Tax	$122.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 SE ALICES RD, WAUKEE, IA 50263-9646

Mortgage

Document Number	0202401774
Date	Mar 25, 2024
Instrument	2024-01774

Lender

Name	WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 226 Cedar Dr was $8,840.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,840.00	$689,250 Land $88,800 Building $600,450	$689,250 Land $88,800 Building $600,450
2023		$800 Land $800	$800 Land $800
2022	$16.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 226 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 226 Cedar Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Colo Telephone Company, Nextlink.

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