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226 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 226 Alabama Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1979
Lot Size0.228 acres (9,931 sqft)
OwnerCompany Name on File
Last Sale$252,000 (Jul 2025)
Tax Bill$2,520 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN01-26-30-0001-0446-0055

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0446-0055
Alternative APNs
  • 263001000104460055
  • 80373

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,736 sqft
1st Floor Area1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,931 sqft (0.228 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area312 sqft

Exterior Amenities

PorchFlorida Room
Porch Area140 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address226 ALABAMA AVE
CitySAINT CLOUD
StateFL
Zip34769-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-62 BLK 446 N 40 FT LOT 5 & S 25 FT LOT 4
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Block446
Legal Lot Number55
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3015
Census Tract43400

Owner

226 Alabama Ave is owned by a company that bought it in July 2025.

Source: Osceola County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address226 ALABAMA AVE, SAINT CLOUD, FL 34769-2131
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2025 · Amount on File
Deed SaleJul 29, 2025 · Amount on File
Prior SaleMar 21, 2022
Deed Document Number202594353
Deed Book / Page6826 / 1439
Prior Transfer DateMar 15, 2022
Prior Transfer Doc0061760495
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 21, 2022
Property Address226 ALABAMA AVE, SAINT CLOUD, FL 34769-2131
Document Number0061760495
Book / Page6176 / 495
Map ReferenceMB B PG 61-64
Instrument DateMar 15, 2022
Instrument2022044736
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyUNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address226 ALABAMA AVE, 226, SAINT CLOUD, FL 34769-2131

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 ALABAMA AVE, SAINT CLOUD, FL 34769-2131

Mortgage

Document Number0006176497
DateMar 21, 2022
Instrument6176/497
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 226 Alabama Ave was $2,520, up 3.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,520.00 (+3.79%)$188,676$264,000 Land $60,000 Building $204,000
2024$2,428.00 (+3.01%)
2023$2,357.00 (+4.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$178,019 (+3%)$231,600 (+17.92%) Land $55,000 Building $176,600
2022$2,265.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$172,834$196,400 Land $50,000 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Alabama Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Alabama Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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