221 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 221 Alabama Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,017 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2016)
Tax Bill	$1,051.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81549`
Alternative APN	`032630003300010210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,017 sqft Heated Area
Gross Area	1,676 sqft Gross Area
1st Floor	1,017 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Fence	Fence
Porch	Finished/Screened Porch
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81549
Street Address	221 ALABAMA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2130
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNNY ACRES PB2 PG 52 LOT 21
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	33
Legal Block	1
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3013
Census Tract	43400

Owner

Source: Osceola County records · APN 81549

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 ALABAMA AVE, SAINT CLOUD, FL 34769-2130
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2016 · Amount on Record
Deed Sale	Apr 18, 2016 · Amount on Record
Prior Sale	Nov 04, 2014
Deed Doc Number	2016057244
Deed Book / Page	4945 / 0808
Record Refreshed	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	221 ALABAMA AVE, SAINT CLOUD, FL 34769-2130
Document Number	0051141050
Book / Page	005114 / 001050
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ALABAMA AVE ST CLOUD FL 347692130, ST CLOUD, FL 34769-2130

Mortgage

Document Number	0051141050
Date	Mar 09, 2017
Book Page	005114/001050
Instrument	37155

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,051.00 (+9.82%) Homeowner's exemption Senior Citizen's exemption	$113,289 (+5.99%)	$273,700 (+12.96%) Land $60,000 Building $213,700
2023	$957.00 (+6.1%) Homeowner's exemption Senior Citizen's exemption	$106,891 (+3%)	$242,300 (+13.01%) Land $55,000 Building $187,300
2022	$902.00 Homeowner's exemption Senior Citizen's exemption	$103,778	$214,400 Land $50,000 Building $164,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.