Saginaw County property record for 226 7th St, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,170 sqft |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Mar 2026) |
| Tax Bill | $2,327 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-21-1032-000 |
| Primary APN | 29-13-3-21-1032-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 167 ft deep x 120 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 226 7TH ST |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | COM 239.75 FT S OF SE COR OF LOT 11 BLK 6 VILLAGE OF TITTABAWASSEE RUN TH S 120 FT TH W 167 FT TH N 120 FT TH E 167 FT TO BEG |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 21 |
| Legal Subdivision | VILLAGE OF TITTABAWASSEE |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 10101 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1201 KINGSBURY CT, MIDLAND, MI 48640-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU |
| Mar 16, 2026 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Aug 6, 2014 · Amount on Record |
| Deed Document Number | 20265366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 226 7TH ST, FREELAND, MI 48623-9078 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 226 7TH ST, FREELAND, MI 48623-9078 |
| Document Number | 0000028636 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022028636 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 16, 2026 |
| Property Address | 226 7TH ST, FREELAND, MI 48623-9078 |
| Document Number | 0000005366 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026005366 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 7TH ST, FREELAND, MI 48623-9078 |
| Name | Verified Name |
|---|---|
| Address | 1201 KINGSBURY CT, MIDLAND, MI 48640-2712 |
| Document Number | 0000005367 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026005367 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,300 (+9.78%) | $188,600 (+9.78%) | |
| 2025 | $2,327.00 (+24.31%) Homeowner's exemption | $85,900 (+43.17%) | $171,800 (+43.17%) |
| 2023 | $60,000 | $120,000 | |
| 2022 | $1,872.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: LakeNet.
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