220 7th St, Freeland, MI 48623 Property Records

Saginaw County property record for 220 7th St, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Jul 2026)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-21-1018-000`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-21-1018-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	167 ft deep x 70 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	220 7TH ST
City	FREELAND
State	MI
Zip	48623-9078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	COM AT A PT 170 FT S OF SE COR OF LOT 11 BLK 6 VILLAGE OF TITTABAWASSEE TH W 167 FT TH S 69.75 FT TH E 167 FT TH N 69.75 FT
Legal Range	03E
Legal Township	13N
Legal Section	21
Legal Subdivision	VILLAGE OF TITTABAWASSEE
Legal Block	6
Legal Lot Number	11
Legal Unit	11
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1078
Census Tract	10101

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2260 W NORTH UNION RD, AUBURN, MI 48611-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer CROSSROADS TITLE
Jan 29, 2020	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Sep 8, 1999 · Amount on Record
Deed Document Number	202617596
Prior Transfer Date	Jan 22, 2020
Prior Transfer Doc	0000002098
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 2, 2026
Property Address	220 7TH ST, FREELAND, MI 48623-9078
Document Number	0000017596
Instrument Date	Jun 26, 2026
Instrument	202617596
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$144,682.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 W NORTH UNION RD, AUBURN, MI 48611-9521

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 29, 2020
Property Address	220 7TH ST, FREELAND, MI 48623-9078
Document Number	2020002098
Instrument Date	Jan 22, 2020
Instrument	2020002098
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 7TH ST, FREELAND, MI 48623-9078

Mortgage

Document Number	0000002099
Date	Jan 29, 2020
Instrument	2020002099

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,300 (+7.58%)	$184,600 (+7.58%)
2025	$2,230.00 (+24.23%) Homeowner's exemption	$85,800 (+39.74%)	$171,600 (+39.74%)
2023		$61,400	$122,800
2022	$1,795.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LakeNet.

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