Carroll County property record for 2258 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,025 sqft · built 1970 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,900 (Nov 1989) |
| Tax Bill | $3,857 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-004415 |
| Primary APN | 11-004415 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,025 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 84,942 sqft (1.95 acres) |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 004415 |
|---|---|
| Street Address | 2258 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 1.95 ACS 2258 RIDGE RD W OF WARFIELDSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 511000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2258 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 10, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Jun 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 1989 · Amount on Record |
| Deed Sale | Nov 2, 1989 · Amount on Record |
| Deed Book / Page | 1177 / 289 |
| Last Transfer Date | May 28, 2026 |
| Transfer Doc | 1178000065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 10, 2026 |
| Property Address | 2258 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Document Number | 1178000065 |
| Book / Page | 11787 / 65 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2258 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2258 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0086570353 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 8657/0353 |
| Instrument | 8657-0353 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 27, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 14, 2017 |
| Property Address | 2258 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Document Number | 0087180086 |
| Book / Page | 008718 / 000086 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2258 RIDGE RD WESTMINSTER MD 211577451, WESTMINSTER, MD 21157-7451 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 14, 2017 |
| Property Address | 2258 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Document Number | 0087180086 |
| Book / Page | 008718 / 000086 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2258 RIDGE RD WESTMINSTER MD 211577451, WESTMINSTER, MD 21157-7451 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,857.00 (+5.32%) Homeowner's exemption | $364,533 (+8.89%) | $394,300 (-) Land $149,500 Building $244,800 |
| 2025 | $3,662.00 (+6.27%) Homeowner's exemption | $334,767 (+9.76%) | $394,300 (+29.28%) Land $149,500 Building $244,800 |
| 2023 | $3,446.00 Homeowner's exemption | $305,000 Land $139,500 Building $165,500 | $305,000 Land $139,500 Building $165,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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