Carroll County property record for 2236 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,110 sqft · built 1972 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2016) |
| Tax Bill | $3,883 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-002447 |
| Primary APN | 11-002447 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,110 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 002447 |
|---|---|
| Street Address | 2236 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 1.1401 ACS 2236 RIDGE RD SW OF WARFIELDSBURG |
| Legal Subdivision | WARFIELDSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 511000 |
2236 Ridge Rd is owned and occupied by an individual who bought it in June 2016.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2236 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on File |
| Deed Sale | Jun 3, 2016 · Amount on File |
| Prior Sale | May 7, 2003 · Amount on File |
| Deed Book / Page | 8328 / 454 |
| Transfer Doc | 0000962484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2236 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2236 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Document Number | 0110990171 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 11099/171 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 273 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2236 RIDGE RD, WESTMINSTER, MD 21157-7451 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102220480 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 10222/480 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 2236 Ridge Rd was $3,883 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,883.00 (+5.23%) Homeowner's exemption | $371,300 | $398,800 Land $141,400 Building $257,400 |
| 2025 | $3,690.00 Homeowner's exemption | ||
| 2023 | $3,548.00 Homeowner's exemption | $314,000 | $316,300 Land $131,400 Building $184,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2236 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2236 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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