2257 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2257 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,026 sqft · built 1966
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual on Record
Last Sale	$180,000 (Aug 2022)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`228-0007-0007-00`

Property Details

APN / Parcel Number

Primary APN	`228-0007-0007-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2257 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM20
Legal Description	BANNING RD 55 X 120 LOT 3 MELBA ACRES SUB
Legal Subdivision	MELBA ACRES SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	8300

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2257 BANNING RD, CINCINNATI, OH 45239-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 17, 2023	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Aug 25, 2022	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU
May 7, 2019	Deed of Trust, Mortgage · Conventional with PMI WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	202282199
Deed Book / Page	14738 / 699
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0000143448
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2257 BANNING RD, CINCINNATI, OH 45239-6611
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 BANNING RD, CINCINNATI, OH 45239-6611

Mortgage

Document Number	0000068258
Date	Jul 12, 2022
Book Page	14706/967
Instrument	2022-0068258

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Apr 25, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2257 BANNING RD, CINCINNATI, OH 45239-6611
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033130
Date	May 17, 2023
Book Page	14918/1515
Instrument	2023-0033130

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2063

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 25, 2022
Property Address	2257 BANNING RD, CINCINNATI, OH 45239-6611
Document Number	0000082199
Book / Page	14738 / 699
Map Reference	MB 123 PG 42
Instrument Date	Aug 15, 2022
Instrument	2022-0082199
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 BANNING RD, CINCINNATI, OH 45239-6611

Mortgage

Document Number	0000082200
Date	Aug 25, 2022
Instrument	2022-0082200

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000082538
Date	Aug 26, 2022
Book Page	14739/609
Instrument	2022-0082538

Lender

Name	CITY OF CINCINNATI
Type	Government Agency
Address	CINCINNATI, OH 45202

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2257 BANNING RD, CINCINNATI, OH 45239-6611
Document Number	0000034648
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2557 BANNING RD CINCINNATI OH 45239, CINCINNATI, OH 45239

Mortgage

Document Number	0000034648
Date	Apr 14, 2020
Book Page	014146/000891
Instrument	34648

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2257 BANNING RD, CINCINNATI, OH 45239-6611
Document Number	0000037189
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2257 BANNING RD CINCINNATI OH 452396611, CINCINNATI, OH 45239-6611

Mortgage

Document Number	0000037189
Date	May 14, 2019
Book Page	013917/001464
Instrument	37189

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (+3.13%)	$63,001 (+%) Land $8,404 Building $54,597	$180,000 (-) Land $24,010 Building $155,990
2024	$3,770.00 (-2.2%)	$62,999 (-) Land $8,403 Building $54,596
2023	$3,855.00 (+74.91%)	$62,999 (+95.64%) Land $8,403 Building $54,596	$180,000 (+95.65%) Land $24,010 Building $155,990
2022	$2,204.00 Homeowner's exemption	$32,201 Land $6,934 Building $25,267
2020			$92,000 Land $19,810 Building $72,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Banning Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures