2256 Naples Ave, Cologne, MN 55322 Property Records

Carver County property record for 2256 Naples Ave, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,044 sqft · built 2018
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$446,000 (Jul 2022)
Tax Bill	$6,066 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-4570190`

Property Details

APN / Parcel Number

Primary APN	`40-4570190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,044 sqft Finished Area
Basement Area	72 sqft
Unfinished Basement	72 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Garage Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2256 NAPLES AVE
City	COLOGNE
State	MN
Zip	55322-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT COLOGNE NORTH 2ND ADDN LOT 011 BLOCK 002
Legal Subdivision	VILLAGE AT COLOGNE NORTH 2ND ADDN
Legal Block	2
Legal Lot Number	11
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2066
Census Tract	91202

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2256 NAPLES AVE, COLOGNE, MN 55322-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Nov 9, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	2022749537
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 20, 2022
Property Address	2256 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	000A749537
Instrument Date	Jul 1, 2022
Instrument	A749537
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,471.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2256 NAPLES AVE, COLOGNE, MN 55322-4513

Mortgage

Document Number	000A749538
Date	Jul 20, 2022
Instrument	A749538

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Mortgage

Document Number	000A750399
Date	Aug 8, 2022
Instrument	A750399

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	WACONIA, MN 55387

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2256 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000712478
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2256 NAPLES AVE COLOGNE MN 553224513, COLOGNE, MN 55322-4513

Mortgage

Document Number	0000712478
Date	Dec 9, 2020
Instrument	712478

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Nov 9, 2018
Property Address	2256 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000670015
Instrument Date	Oct 30, 2018
Instrument	670015
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.11
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2256 NAPLES AVE COLOGNE MN 553224513, COLOGNE, MN 55322-4513

Mortgage

Document Number	670016
Date	Nov 9, 2018
Instrument	670016

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,066.00 (+3.73%) Homeowner's exemption	$459,300 (+1.1%) Land $110,000 Building $349,300	$459,300 (+1.1%) Land $110,000 Building $349,300
2025		$454,300 (+3.96%) Land $105,000 Building $349,300	$454,300 (+3.96%) Land $105,000 Building $349,300
2024	$5,848.00 (+8.34%) Homeowner's exemption	$437,000 (-0.79%) Land $100,000 Building $337,000	$437,000 (-0.79%) Land $100,000 Building $337,000
2023	$5,398.00 Homeowner's exemption	$440,500 Land $100,000 Building $340,500	$440,500 Land $100,000 Building $340,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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