2245 Naples Ave, Cologne, MN 55322 Property Records

Carver County property record for 2245 Naples Ave, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,919 sqft · built 2018
Lot Size	0.363 acres (15,812 sqft)
Owner	Individual Name on Record
Last Sale	$385,100 (Feb 2020)
Tax Bill	$6,580 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-4570260`

Property Details

APN / Parcel Number

Primary APN	`40-4570260`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,919 sqft Finished Area
Basement Area	1,343 sqft
Unfinished Basement	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,812 sqft (0.363 acres)
Garage Area	920 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2245 NAPLES AVE
City	COLOGNE
State	MN
Zip	55322-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT COLOGNE NORTH 2ND ADDN LOT 005 BLOCK 003
Legal Subdivision	VILLAGE AT COLOGNE NORTH 2ND ADDN
Legal Block	3
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2066
Census Tract	91202

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2245 NAPLES AVE, COLOGNE, MN 55322-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MTG
Feb 24, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	2020691506
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2245 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000699709
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	TITLE MARK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 NAPLES AVE COLOGNE MN 553224513, COLOGNE, MN 55322-4513

Mortgage

Document Number	0000699709
Date	Jul 8, 2020
Instrument	699709

Lender

Name	CORTRUST MTG
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Feb 24, 2020
Property Address	2245 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000691506
Instrument Date	Feb 18, 2020
Instrument	691506
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2020
Title Company	TRANSOHIO RESIDENTIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,271.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2245 NAPLES AVE COLOGNE MN 553224513, COLOGNE, MN 55322-4513

Mortgage

Document Number	691507
Date	Feb 24, 2020
Instrument	691507

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,580.00 (+5.25%) Homeowner's exemption	$514,700 (+5.13%) Land $110,000 Building $404,700	$514,700 (+5.13%) Land $110,000 Building $404,700
2025		$489,600 (+4.77%) Land $105,000 Building $384,600	$489,600 (+4.77%) Land $105,000 Building $384,600
2024	$6,252.00 (+1.89%) Homeowner's exemption	$467,300 (-0.81%) Land $100,000 Building $367,300	$467,300 (-0.81%) Land $100,000 Building $367,300
2023	$6,136.00 Homeowner's exemption	$471,100 Land $100,000 Building $371,100	$471,100 Land $100,000 Building $371,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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