2256 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2256 E Stewart Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,577 sqft · built 1999
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$259,601 (Aug 2025)
Tax Bill$4,492 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN120-031-400-543-00

Property Details

APN / Parcel Number

Primary APN120-031-400-543-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,577 sqft Living Area
1st Floor Area1,577 sqft
Basement Area1,577 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Lot Area48,787 sqft (1.12 acres)
Lot Dimensions231 ft deep x 152 ft wide
Garage Area1,134 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2256 E STEWART RD
CityMIDLAND
StateMI
Zip48640-8938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 31 T14N R2E COM AT CEN OF SEC, TH E 264 FT, S 185 FT, W 264 FT, N 185 FT.
Legal Range02E
Legal Township14N
Legal Section31
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2013
Census Tract290500

Owner

Source: Midland County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2256 E STEWART RD, MIDLAND, MI 48640-8938
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Prior SaleNov 15, 2024 · Amount on Record
Prior Transfer DateAug 11, 2025
Prior Transfer Doc2025R07200
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 15, 2021
Property Address2256 E STEWART RD, MIDLAND, MI 48640-8938
Document Number1647/1123
Book / Page1647 / 1123
Instrument DateJul 9, 2021
Transaction TypeTransfer
Record UpdatedJul 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2256 E STEWART RD, 2256, MIDLAND, MI 48640-8938

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 CHATHAM CT, MIDLAND, MI 48642-3511

Mortgage

Document Number16471124
DateJul 15, 2021
Instrument1647/1124
Lender
NameMERCANTILE BANK OF MICHIGAN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionMidland Charter Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$163,200$326,400
2024$4,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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