Midland County property record for 2220 E Stewart Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,215 sqft · built 1963 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Feb 2022) |
| Tax Bill | $3,222 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-031-300-471-00 |
| Primary APN | 120-031-300-471-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 231 ft deep x 126 ft wide |
| Garage Area | 1,072 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2220 E STEWART RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 31 T14N R2E COM 204 FT W OF CEN OF SEC, TH S 258 FT, E 39 FT, S 6 FT, W 165 FT, N 264 FT, E 126 FT. |
| Legal Range | 02E |
| Legal Township | 14N |
| Legal Section | 31 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 290500 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2220 E STEWART RD, MIDLAND, MI 48640-8957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage JOLT CREDIT UNION |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK |
| Sep 27, 2018 | Warranty Deed, Transfer |
| Aug 29, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on Record |
| Deed Sale | Feb 2, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Book / Page | 1653 / 1342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 2, 2022 |
| Property Address | 2220 E STEWART RD, MIDLAND, MI 48640-8957 |
| Document Number | 01653/1342 |
| Book / Page | 1653 / 1342 |
| Instrument Date | Feb 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2220 E STEWART RD, 2220, MIDLAND, MI 48640-8957 |
| Name | Verified Name |
|---|---|
| Address | 7638 LAURIE LN S, SAGINAW, MI 48609-4989 |
| Document Number | 0016531343 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 1653/1343 |
| Name | JOLT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 2220 E STEWART RD, MIDLAND, MI 48640-8957 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1634/1177 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 1634/1177 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 27, 2018 |
| Property Address | 2220 E STEWART RD, MIDLAND, MI 48640-8957 |
| Document Number | 1618/1400 |
| Book / Page | 1618 / 1400 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2220 E STEWART RD, 2220, MIDLAND, MI 48640-8957 |
| Name | Verified Name |
|---|---|
| Address | 3801 N WALDO RD, MIDLAND, MI 48642-9739 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 29, 2017 |
| Property Address | 2220 E STEWART RD, MIDLAND, MI 48640-8957 |
| Document Number | 1608/1183 |
| Book / Page | 1608 / 1183 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2220 E STEWART RD, 2220, MIDLAND, MI 48640-8957 |
| Name | Verified Name |
|---|---|
| Address | 12185 HOTCHKISS RD, FREELAND, MI 48623-9358 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,700 | $225,400 | |
| 2025 | $3,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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