Whitley County property record for 2255 River Rd, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 384 sqft |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jan 2018) |
| Tax Bill | $117 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2018 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 042-00-00-035.00 |
| Primary APN | 042-00-00-035.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 384 sqft Living Area |
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2255 RIVER RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-8256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | OLD HS & 0.55 AC (2 LTS) @ RIVER RD |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 920402 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2255 RIVER RD, WILLIAMSBURG, KY 40769-8256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Jan 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on Record |
| Deed Sale | Jan 22, 2018 · Amount on Record |
| Prior Sale | Jan 2, 2018 · Amount on Record |
| Deed Document Number | 2018228821 |
| Deed Book / Page | 543 / 225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 2255 RIVER RD, WILLIAMSBURG, KY 40769-8256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2257 RIVER RD, WILLIAMSBURG, KY 40769-8256 |
| Document Number | 00M700/347 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | M700/347 |
| Instrument | 288691 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | WILLIAMSBURG, KY 40769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jan 22, 2018 |
| Property Address | 2255 RIVER RD, WILLIAMSBURG, KY 40769-8256 |
| Document Number | 000543/225 |
| Book / Page | 543 / 225 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 228821 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3060 ALLEN RD, 3060, ORTONVILLE, MI 48462-9034 |
| Name | Verified Name |
|---|---|
| Address | 2255 RIVER RD, WILLIAMSBURG, KY 40769-8256 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117.00 (+5.41%) | $15,000 (-) | $15,000 (-) |
| 2023 | $111.00 | $15,000 | $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 87% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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