Whitley County property record for 2125 River Rd, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft |
| Lot Size | 2.16 acres (94,482 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,000 (Dec 2023) |
| Tax Bill | $1,536 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-00-00-030.00 |
| Primary APN | 042-00-00-030.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 94,482 sqft (2.16 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 270 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 2125 RIVER RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-8255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1 ST FRM HS & 2.169 AC @ RE BIRD |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 920402 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Dec 21, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Oct 15, 2018 | Warranty Deed, Transfer KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2023 · Amount on Record |
| Deed Document Number | 2023303907 |
| Deed Book / Page | 578 / 572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
| Document Number | 0000367609 |
| Book / Page | 744 / 779 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026367609 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship, 164 |
| Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
| Document Number | 0000367609, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 744/779 |
| Instrument | 2026367609 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Dec 21, 2023 |
| Property Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
| Document Number | 00D578/572 |
| Book / Page | D578 / 572 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 303907 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
| Document Number | 0000303908 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 303908 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Oct 15, 2018 |
| Property Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
| Document Number | 000547/521 |
| Book / Page | 547 / 521 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 233551 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 W DRAKE ST, DRAKESBORO, KY 42337-2097 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2125 RIVER RD, WILLIAMSBURG, KY 40769-8255 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,536.00 (+217.36%) | $196,000 (+201.54%) | $196,000 (+201.54%) |
| 2023 | $484.00 (-1.22%) | $65,000 (-) | $65,000 (-) |
| 2022 | $490.00 | $65,000 | $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 87% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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