2255 Hemlock Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2255 Hemlock Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,544 sqft · built 1973
Lot Size0.064 acres (2,800 sqft)
OwnerCompany Name on File
Last Sale$188,000 (Sep 1998)
Tax Bill$3,421 (2025)
Deeds & MortgagesMar 2022 Transfer
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN068-271-010

Property Details

APN / Parcel Number

Primary APN068-271-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeWood
Lot Area2,800 sqft (0.064 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2255 HEMLOCK AVE
CityMORRO BAY
StateCA
Zip93442-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB MORRO DEL MAR 1 LT BL 5 LT 21
Legal SubdivisionMORRO DEL MAR SUB 01
Legal Block5
Legal Lot Number21
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1005
Census Tract10505

Owner

Source: San Luis Obispo County records · APN 068-271-010

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2580 KOA AVE, MORRO BAY, CA 93442-1708
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Intrafamily Transfer, Transfer
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 1998 · Amount on Record
Deed SaleSep 17, 1998 · Amount on Record
Deed Document Number199859918
Last Transfer DateMar 14, 2022
Transfer Doc0000011858
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 16, 2022
Property Address2255 HEMLOCK AVE, MORRO BAY, CA 93442-1739
Document Number0000011858
Map ReferenceMB 3 PG 76
Instrument DateMar 14, 2022
Instrument2022011858
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2580 KOA AVE, MORRO BAY, CA 93442-1708

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2255 HEMLOCK AVE, MORRO BAY, CA 93442-1739
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2580 KOA AVE, MORRO BAY, CA 93442-1708

Mortgage

Document Number0000046256
DateAug 28, 2020
Instrument2020046256
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$316,585 (+2%) Land $127,912 Building $188,673
2025$3,421.00 (+3.6%)$310,378 (+4.04%) Land $125,404 Building $184,974
2023$3,302.00 (+6.69%)$298,329 Land $120,536 Building $177,793
2022$3,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20
Ranch WiFi
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 676 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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