San Luis Obispo County property record for 2250 Hemlock Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 768 sqft · built 1951 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $385,000 (Jan 2006) |
| Tax Bill | $5,798 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-272-010 |
| Primary APN | 068-272-010 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Wood |
| Lot Area | 3,500 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2250 HEMLOCK AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO DEL MAR 1 BL 3 LT 20 |
| Legal Subdivision | MORRO DEL MAR 01 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10505 |
2250 Hemlock Ave is owned by a company that acquired it in January 2007.
Source: San Luis Obispo County records, as of August 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2250 HEMLOCK AVE, MORRO BAY, CA 93442-1740 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Intrafamily Transfer, Transfer |
| Dec 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2006 · Amount on File |
| Deed Sale | Jan 11, 2006 · Amount on File |
| Deed Document Number | 20062154 |
| Last Transfer Date | Jan 18, 2007 |
| Transfer Doc | 0000003719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 6, 2026 |
| Property Address | 2250 HEMLOCK AVE, MORRO BAY, CA 93442-1740 |
| Document Number | 0000000282 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2026000282 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4938 AVON LN, SARASOTA, FL 34238-2727 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2250 HEMLOCK AVE, MORRO BAY, CA 93442-1740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049931 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018049931 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2250 HEMLOCK AVE, MORRO BAY, CA 93442-1740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2250 HEMLOCK AVE, MORRO BAY, CA 93442-1740 |
| Document Number | 0000073033 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020073033 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 2250 Hemlock Ave was $5,798.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $536,637 (+2%) Land $453,012 Building $83,625 | |
| 2025 | $5,798.00 | $526,116 Land $444,130 Building $81,986 |
| 2023 | $5,597.00 (+6.69%) | $505,688 Land $426,885 Building $78,803 |
| 2022 | $5,246.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2250 Hemlock Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2250 Hemlock Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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