2254 Cochran St, Simi Valley, CA 93065 Property Records

Ventura County property record for 2254 Cochran St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1968
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Mar 2019)
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`641-0-221-595`

Property Details

APN / Parcel Number

Primary APN	`641-0-221-595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	525 sqft

Location & Zoning

Street Address	2254 COCHRAN ST
City	SIMI VALLEY
State	CA
Zip	93065-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 193300 LOT: 43 REF: 050MR 031
Legal Subdivision	TRACT NO 1933
Legal Tract	193300
Legal Block	221
Legal Lot Number	43
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2000
Census Tract	7904

Owner

Source: Ventura County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage LADERA LENDING INC
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 25, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	201931228
Prior Transfer Date	Oct 14, 2004
Prior Transfer Doc	0000286530
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Sep 30, 2026
Property Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553
Document Number	0000075009
Instrument Date	Sep 22, 2026
Instrument	202675009
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553

Mortgage

Document Number	0000075009,
Date	Sep 30, 2026
Instrument	202675009

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553

Mortgage

Document Number	0000046088
Date	Jul 10, 2023
Instrument	2023000046088

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553

Mortgage

Document Number	0000157362
Date	Sep 29, 2020
Instrument	20200929-00157362

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553
Document Number	0000152245
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 COCHRAN ST SIMI VALLEY CA 930652553, SIMI VALLEY, CA 93065-2553

Mortgage

Document Number	0000152245
Date	Dec 6, 2019
Instrument	152245

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 25, 2019
Property Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553
Document Number	0000031228
Map Reference	MB 50 PG 31-36
Instrument Date	Mar 18, 2019
Instrument	20190325-00031228
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 COCHRAN ST, SIMI VALLEY, CA 93065-2553

Mortgage

Document Number	0000031229
Date	Mar 25, 2019
Instrument	20190325-00031229

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,288 (+2%) Land $377,189 Building $203,099
2025	$6,927.00 (+1.14%) Homeowner's exemption	$568,910 (+4.04%) Land $369,793 Building $199,117
2024	$6,849.00 (+6.35%)
2023	$6,440.00 (+0.33%) Homeowner's exemption	$546,819 Land $355,433 Building $191,386
2022	$6,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GigabitNow, Rocket Broadband, Verizon.

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