22533 Davis Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 22533 Davis Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,749 sqft · built 2009
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2026)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2010 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`010-120-002-00`

Property Details

APN / Parcel Number

Primary APN	`010-120-002-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,749 sqft Living Area
1st Floor Area	2,749 sqft
Basement Area	1,900 sqft
Unfinished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22533 DAVIS DR
City	THREE RIVERS
State	MI
Zip	49093-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 RES
Legal Description	N 100 FT LOT 2 SUMMER HAVEN SEC 7 T5S R10W
Legal Range	10W
Legal Township	05S
Legal Section	07
Legal Subdivision	SUMMER HAVEN
Legal Lot Number	2
Jurisdiction	ST JOSEPH MI
Township / Civil Division	MENDON
Census Block Group	2
Census Block	2012
Census Tract	41000

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Jul 21, 2009	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Deed Document Number	20263666
Prior Transfer Date	Jan 20, 2025
Prior Transfer Doc	2025000555
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005261
Date	May 14, 2021
Instrument	2021005261

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01567/0510
Date	Mar 22, 2010
Book Page	1567/0510

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Apr 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01540/0163
Date	Jul 21, 2009
Book Page	1540/0163

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2040

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 27, 2026
Property Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630
Document Number	0000003666
Instrument Date	Apr 16, 2026
Instrument	2026.3666
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630

Mortgage

Document Number	0000003667,
Date	Apr 27, 2026
Instrument	2026..3667

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 27, 2026
Property Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630
Document Number	2026003666
Instrument Date	Apr 16, 2026
Instrument	20263666
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630

Mortgage

Document Number	0000003667,
Date	Apr 27, 2026
Instrument	20263667

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	May 30, 2019
Property Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630
Document Number	01960/0967
Book / Page	1960 / 0967
Map Reference	LB 354 PG 318
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22533 DAVIS DR, THREE RIVERS, MI 49093-9630

Mortgage

Document Number	0001960969
Date	May 30, 2019
Instrument	1960/969

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Mendon Township
Unified School District	Vicksburg Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,700 (+17.66%) Land $51,200 Building $370,500	$843,400 (+17.66%) Land $102,400 Building $741,000
2025	$5,597.00 Homeowner's exemption	$358,400 Land $48,800 Building $309,600	$716,800 Land $97,600 Building $619,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

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